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3535 Rhapsody St, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3535 Rhapsody St, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,677 sqft · built 2011
Lot Size0.175 acres (7,623 sqft)
OwnerIndividual Name on Record
Last Sale$200,000 (Jan 2017)
Tax Bill$2,354 (2025)
Deeds & MortgagesJan 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN156406

Property Details

APN / Parcel Number

Primary APN156406
Alternative APN
  • 342630007800013440

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,677 sqft Heated Area
Gross Area2,267 sqft
1st Floor Area1,677 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2011
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,623 sqft (0.175 acres)
Garage TypeFinished
Garage Area450 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area140 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number156406
Street Address3535 RHAPSODY ST
CitySAINT CLOUD
StateFL
Zip34772-8259
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPUD
Legal DescriptionESPRIT PHASE 2 PB 20 PG 79-85 LOT 344
Legal Range30E
Legal Township26S
Legal Section34
Legal SubdivisionESPRIT
Legal Phase2
Legal Tract78
Legal Block1
Legal Lot Number344
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2029
Census Tract43207

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3535 RHAPSODY ST, SAINT CLOUD, FL 34772-8259
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 6, 2017 · Amount on Record
Deed SaleJan 6, 2017 · Amount on Record
Deed Document Number2017002816
Deed Book / Page5081 / 2160
Record UpdatedJun 8, 2026

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 6, 2017
Property Address3535 RHAPSODY ST, SAINT CLOUD, FL 34772-8259
Document Number0050812160
Book / Page5081 / 2160
Map ReferenceMB20 PG79-85
Instrument DateDec 28, 2016
Instrument2017002816
Transaction TypeTransfer
Record UpdatedFeb 8, 2022
Title CompanyNORTH AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1705 BUCKEYE FALLS WAY, 1705, ORLANDO, FL 32824-4355

Transferred To (Grantee/Buyer)

NameVerified Name
Address3535 RHAPSODY ST, SAINT CLOUD, FL 34772-8259

Mortgage

Document Number0050812164
DateJan 6, 2017
Instrument5081/2164
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,354.00 (+6.76%) Homeowner's exemption$174,434 (+5.99%)$312,000 (+0.52%) Land $75,000 Building $237,000
2023$2,205.00 (+4.01%) Homeowner's exemption$164,581 (+3%)$310,400 (+15.82%) Land $60,000 Building $250,400
2022$2,120.00 Homeowner's exemption$159,788$268,000 Land $55,000 Building $213,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 66 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies66 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: CenturyLink.

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