Okeechobee County property record for 3535 NW 38th Ave, Okeechobee, FL 34972
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,290 sqft · built 2004 |
| Lot Size | 0.644 acres (28,095 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $9,500 (May 2015) |
| Tax Bill | $1,037 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 1-05-37-35-0050-00600-0030 |
| Primary APN | 1-05-37-35-0050-00600-0030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,290 sqft Heated Area |
| Gross Area | 2,009 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 28,095 sqft (0.644 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Enclosed Porch |
| Patio Area | 179 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3535 NW 38TH AVE |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34972-1113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BASSWOOD, INC. UNIT NO 5 (PLAT BOOK 3 PAGE 51) LOT 3 BLOCK 60 AND UNIT 7, LOT 4, MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMM |
| Legal Range | 35E |
| Legal Township | 37S |
| Legal Section | 05 |
| Legal Subdivision | SAID SUBDIVISION |
| Legal Block | 42,60 |
| Legal Lot Number | 3 |
| Legal Unit | 5 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 910201 |
3535 NW 38th Ave is owned and occupied by two individuals who bought it in May 2015.
Source: Okeechobee County records, as of December 5, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3535 NW 38TH AVE, OKEECHOBEE, FL 34972-1113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2015 · Amount on File |
| Deed Sale | May 22, 2015 · Amount on File |
| Prior Sale | Nov 15, 2004 · Amount on File |
| Deed Document Number | 2015004982 |
| Deed Book / Page | 0546 / 0574 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 3535 NW 38TH AVE, OKEECHOBEE, FL 34972-1113 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3535 NW 38TH AVE, OKEECHOBEE, FL 34972-1113 |
| Document Number | 0000016334 |
|---|---|
| Date | Dec 27, 2021 |
| Instrument | 2021016334 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 3535 NW 38th Ave was $1,037 with a homeowner's exemption.
Source: Okeechobee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,037.00 Homeowner's exemption | $116,289 | $244,431 Land $57,000 Building $187,431 |
| 2023 | $1,584.00 (+49.43%) Homeowner's exemption | $108,006 (+38.66%) | $218,956 (+41.63%) Land $33,600 Building $185,356 |
| 2022 | $1,060.00 Homeowner's exemption | $77,895 | $154,602 Land $10,000 Building $144,602 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3535 NW 38th Ave in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 137 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 137 in force |
| Nearby Flood Claims | 52 (2004–2021) |
| Claims Outside the SFHA | 3 of 52 |
| Most Recent Claim | Feb 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3535 NW 38th Ave is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Verizon.
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