Louisville/Jefferson County Metro Government property record for 3535 Graham Rd, Saint Matthews, KY 40207
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,957 sqft · built 1955 |
| Lot Size | 0.255 acres (11,121 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,000 (Dec 2009) |
| Tax Bill | $4,306 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22057200260105 |
| Primary APN | 22057200260105 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,957 sqft Finished Area |
| Basement Area | 1,308 sqft |
| Flooring | Covered |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,121 sqft (0.255 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 171 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00077267 |
|---|---|
| Street Address | 3535 GRAHAM RD |
| City | SAINT MATTHEWS |
| State | KY |
| Zip | 40207-4368 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4-RESIDENTIAL SINGLE FAM |
| Legal Description | AV75XIRR BROADFIELDS SUB |
| Legal Subdivision | BROADFIELDS SUB |
| Legal Lot Number | 26 |
| Jurisdiction | JEFFERSON KY |
| Township / Civil Division | LOUISVILLE EAST |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 10500 |
3535 Graham Rd is owned and occupied by two individuals who bought it in December 2009.
Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3535 GRAHAM RD, LOUISVILLE, KY 40207-4368 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2023 | Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK |
| Sep 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2009 · Amount on File |
| Deed Sale | Dec 4, 2009 · Amount on File |
| Deed Document Number | DN2009184326 |
| Deed Book / Page | 9493 / 0055 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 3535 GRAHAM RD, SAINT MATTHEWS, KY 40207-4368 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3535 GRAHAM RD, LOUISVILLE, KY 40207-4368 |
| Document Number | 0000198942 |
|---|---|
| Date | Oct 9, 2023 |
| Book Page | M 18659/718 |
| Instrument | 2023198942 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40207 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 23, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 3535 GRAHAM RD, SAINT MATTHEWS, KY 40207-4368 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000219351 |
|---|---|
| Date | Sep 1, 2021 |
| Book Page | M 17615/52 |
| Instrument | 2021219351 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2036 |
The 2025 property tax bill for 3535 Graham Rd was $4,306.
Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Municipality | St. Matthews City |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,306.00 | $382,500 Land $92,700 Building $289,800 | |
| 2024 | $382,500 (+13.48%) Land $92,700 Building $289,800 | ||
| 2023 | $3,869.00 (-0.36%) | $337,070 (-) Land $61,800 Building $275,270 | $337,070 (-) Land $61,800 Building $275,270 |
| 2022 | $3,883.00 | $337,070 Land $61,800 Building $275,270 | $337,070 Land $61,800 Building $275,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3535 Graham Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3535 Graham Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| BluegrassNet Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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