3535 E Terrace Ave, Gilbert, AZ 85234 Property Records

Maricopa County property record for 3535 E Terrace Ave, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,623 sqft · built 2007
Lot Size	0.114 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$580,000 (Jan 2026)
Tax Bill	$2,313 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`313-11-279`

Property Details

APN / Parcel Number

Primary APN	`313-11-279`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,623 sqft Living Area
1st Floor Area	1,127 sqft
2nd Floor Area	1,496 sqft

Exterior

Year Built	Built 2007
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	5,000 sqft (0.114 acres)
Parking Spaces	2 Parking Spaces
Pool Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3535 E TERRACE AVE
City	GILBERT
State	AZ
Zip	85234-1720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	CAMERON RANCH MCR 778-46
Legal Range	06E
Legal Township	01S
Legal Section	02
Legal Quarter	NW
Quarter-Quarter Section	NE
Legal Subdivision	CAMERON RANCH
Legal Lot Number	222
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1002
Census Tract	422621

Owner

Source: Maricopa County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3535 E TERRACE AVE, GILBERT, AZ 85234-1720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed of Trust, Mortgage · Line of Credit CMG MORTGAGE INC
Jan 30, 2026	Warranty Deed, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC
Jan 22, 2020	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2026 · Amount on Record
Deed Sale	Jan 30, 2026 · Amount on Record
Prior Sale	Jul 10, 2014 · Amount on Record
Deed Document Number	20260058271
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3535 E TERRACE AVE, GILBERT, AZ 85234-1720
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3535 E TERRACE AVE, GILBERT, AZ 85234-1720

Mortgage

Document Number	0000699988
Date	Dec 4, 2025
Instrument	20250699988

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 11, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 30, 2026
Property Address	3535 E TERRACE AVE, GILBERT, AZ 85234-1720
Document Number	0000058271
Map Reference	MB 778 PG 46
Instrument Date	Jan 29, 2026
Instrument	20260058271
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	UNKNOWN, AGAVE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2689 S ROCKWELL ST, GILBERT, AZ 85295-1445

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3535 E TERRACE AVE, GILBERT, AZ 85234-1720

Mortgage

Document Number	0000058272
Date	Jan 30, 2026
Instrument	20260058272

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3535 E TERRACE AVE, GILBERT, AZ 85234-1720
Document Number	0000177489
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3535 E TERRACE AVE GILBERT AZ 852341720, GILBERT, AZ 85234-1720

Mortgage

Document Number	0000177489
Date	Mar 2, 2020
Instrument	177489

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,370 (+2.6%)	$493,700 (+2.6%) Land $98,700 Building $395,000
2025	$2,313.00 (+3.12%)
2024		$48,120	$481,200 Land $96,200 Building $385,000
2023	$2,243.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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