3535 Co Rd 63, Centre, AL 35960 Property Records

Cherokee County property record for 3535 Co Rd 63, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,822 sqft · built 1998
Lot Size	0.508 acres (22,119 sqft)
Owner	Individual Name on File
Last Sale	$178,000 (Sep 2016)
Tax Bill	$1,920 (2026)
Deeds & Mortgages	Oct 2023 Line of Credit Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-14-01-01-0-000-018.000`

Property Details

APN / Parcel Number

Primary APN	`13-14-01-01-0-000-018.000`
Alternative APNs	`ALT APN:1401010000018000` `30214`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,822 sqft Living Area
1st Floor Area	1,822 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	22,119 sqft (0.508 acres)
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	465 sqft

Location & Zoning

Account Number	30214
Street Address	3535 COUNTY ROAD 63
City	CENTRE
State	AL
Zip	35960-6308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15,ROSCOE SMITH ESTATES, PB 9 PG 108
Legal Range	09E
Legal Township	10S
Legal Section	01
Legal Subdivision	ROSCOE SMITH ESTATES
Legal Lot Number	15
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	5
Census Block	5016
Census Tract	956000

Owner

3535 Co Rd 63 is owned and occupied by an individual who bought it in September 2016.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3535 COUNTY ROAD 63, CENTRE, AL 35960-6308
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Deed of Trust, Mortgage · Line of Credit ALABAMA ONE CU
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage JACKSON MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2016 · Amount on File
Deed Sale	Sep 1, 2016 · Amount on File
Deed Document Number	2016194680
Prior Transfer Date	Apr 10, 2015
Prior Transfer Doc	0192409
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	3535 COUNTY ROAD 63, CENTRE, AL 35960-6308
Transaction Type	Mortgage
Record Updated	Nov 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000231239
Date	Oct 27, 2023
Instrument	231239

Lender

Name	ALABAMA ONE CU
Type	Credit Union
Address	TUSCALOOSA, AL 35404

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 18, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	3535 COUNTY ROAD 63, CENTRE, AL 35960-6308
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	220926
Date	Oct 18, 2021
Instrument	220926

Lender

Name	JACKSON MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3535 Co Rd 63 was $1,920, up 7% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,920.00 (+6.96%)
2025	$1,795.00	$42,740 (-) Land $5,000 Building $37,740	$213,700 (-) Land $25,000 Building $188,700
2024	$1,795.00 (-0.88%)	$42,740 (-0.93%) Land $5,000 Building $37,740	$213,700 (-0.93%) Land $25,000 Building $188,700
2023	$1,811.00 (+10.56%)	$43,140 (+10.56%)	$215,700 (+10.56%) Land $25,000 Building $190,700
2022	$1,638.00	$39,020 Land $880 Building $38,140	$195,100 Land $4,400 Building $190,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3535 Co Rd 63 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3535 Co Rd 63 is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 82% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CENTRE, WW AND SB OF THE serves 8,163 people · EPA ID AL0000188
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Fiber	1,000 / 1,000

May also be available: T-Mobile.

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