3535 17th Ter, Key West, FL 33040 Property Records

Monroe County property record for 3535 17th Ter, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,995 sqft · built 1965
Lot Size0.205 acres (8,929 sqft)
OwnerCompany Name on File
Last Sale$540,000 (Jul 2008)
Tax Bill$3,496 (2025)
Deeds & MortgagesJan 2022 Mortgage
Jun 2022 Transfer
+ 1 more
Flood ZoneZone AE (high risk)
APN00057000-000000

Property Details

APN / Parcel Number

Primary APN00057000-000000
Alternative APNs
  • 01010100057000000000
  • 1057487

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,995 sqft Living Area
1st Floor Area1,995 sqft
FlooringConcrete/Cement
Interior WallsWood

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 2000
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,929 sqft (0.205 acres)
Lot Dimensions100 ft deep x 53 ft wide

Exterior Amenities

Pool Area420 sqft
PorchSlab
Porch Area366 sqft
Patio Area931 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1057487
Street Address3535 17TH TER
CityKEY WEST
StateFL
Zip33040-4242
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF-2
Legal DescriptionBK 2 LT 4 KW PEARLMAN HEIGHTS PB4-85 OR333-538 OR428-387/88 OR1516-2490 OR1568-218 OR2349-1625 OR2374-472/73 OR3181-1785
Legal Range25E
Legal Township67S
Legal Section34
Legal SubdivisionPEARLMAN HEIGHTS
Legal Block2
Legal Lot Number4
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1011
Census Tract971900

Owner

Source: Monroe County assessment roll, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3535 17TH TER, KEY WEST, FL 33040-4242
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2022Deed of Trust, Mortgage · Conventional Mortgage
KEYS FCU
Jun 28, 2022Intrafamily Transfer, Transfer
ACCOMMODATION
May 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
KEYS FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 31, 2008 · Amount on Record
Deed SaleJul 31, 2008 · Amount on Record
Prior SaleMar 11, 2008 · Amount on Record
Deed Document Number20081706267
Deed Book / Page2374 / 472
Last Transfer DateJun 10, 2022
Transfer Doc0031811785
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address3535 17TH TER, KEY WEST, FL 33040-4242
Transaction TypeMortgage
Record UpdatedMar 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3535 17TH TER, KEY WEST, FL 33040-4242

Mortgage

Document Number0031472461
DateJan 10, 2022
Book Page3147/2461
Instrument2356215
Lender
NameKEYS FCU
TypeCredit Union
AddressKEY WEST, FL 33040
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateJun 28, 2022
Property Address3535 17TH TER, KEY WEST, FL 33040-4242
Document Number0031811785
Book / Page3181 / 1785
Map ReferenceMB 4 PG 85
Instrument DateJun 10, 2022
Instrument2381600
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3535 17TH TER, KEY WEST, FL 33040-4242

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3535 17TH TER, KEY WEST, FL 33040-4242

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address3535 17TH TER, KEY WEST, FL 33040-4242
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030212128
DateMay 12, 2020
Book Page3021/2128
Instrument2265701
Lender
NameKEYS FCU
TypeCredit Union
AddressKEY WEST, FL 33040
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,496.00 (+5.21%) Homeowner's exemption$397,983 (+5.99%)$860,964 (-4.02%) Land $581,948 Building $279,016
2024$3,323.00 (+1.93%)
2023$3,260.00 (+4.62%) Homeowner's exemption$375,502 (+3%)$897,045 (+18.64%) Land $641,906 Building $255,139
2022$3,116.00 Homeowner's exemption$364,566$756,110 Land $500,828 Building $255,282

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 532 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies721 units insured
incl. 189 condo units
Nearby Flood Claims473 (1980–2026)
Claims Outside the SFHA3 of 473
Most Recent ClaimJun 2026 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 91 claims
  • Hurricane Wilma, Oct 2005 · 274 claims
  • Hurricane Georges, Oct 1998 · 56 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: Hotwire Communications, Verizon.

Nearby Properties on 17th Ter

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