3534 S Lowe Ave, Chicago, IL 60609 Property Records

Cook County property record for 3534 S Lowe Ave, Chicago, IL 60609

Property Summary

Property Type	Apartments (5+ Units)
Details	4 bd · 2 ba · 1,800 sqft · built 1888
Lot Size	0.068 acres (2,976 sqft)
Owner	Individual Name on File
Last Sale	$505,000 (Sep 2021)
Tax Bill	$6,752 (2023)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Feb 2020 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-33-302-037`

Property Details

APN / Parcel Number

Primary APN	`17-33-302-037`
Alternative APN	`17-33-302-037-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,800 sqft Living Area

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1890
Architectural Style	Multi-Family
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	2,976 sqft (0.068 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	3534 S LOWE AVE
City	CHICAGO
State	IL
Zip	60609-1623
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RS-3
Legal Range	14E
Legal Township	39N
Legal Section	33
Legal Subdivision	HAMBURG
Legal Block	2
Legal Lot Number	29
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1003
Census Tract	839900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3534 S Lowe Ave, a residential property, is owned and occupied by an individual who bought it in September 2021.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3534 S LOWE AVE, CHICAGO, IL 60609-1623
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Warranty Deed, Transfer · FHA Mortgage NETWORK FUNDING LP
Feb 27, 2020	Warranty Deed, Transfer · Line of Credit AMERICAN METRO BK
Jan 6, 2020	Warranty Deed, Transfer · Conventional with PMI BBT SERIES XVI LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2021 · Amount on File
Deed Sale	Sep 1, 2021 · Amount on File
Prior Sale	Feb 27, 2020 · Amount on File
Deed Document Number	202112077
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 1, 2021
Property Address	3534 S LOWE AVE, CHICAGO, IL 60609-1623
Document Number	0024412077
Instrument Date	Aug 2, 2021
Instrument	2124412077
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$505.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3534 S LOWE AVE, CHICAGO, IL 60609-1623

Mortgage

Document Number	0024412078
Date	Sep 1, 2021
Instrument	2124412078

Lender

Name	NETWORK FUNDING LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Interest

Rate	2.75%

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Feb 27, 2020
Property Address	3534 S LOWE AVE, CHICAGO, IL 60609-1623
Document Number	2005815140
Instrument Date	Jan 28, 2020
Instrument	5815140
Transaction Type	Transfer
Record Updated	Mar 13, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2953 S CANAL ST CHICAGO IL 606163117, CHICAGO, IL 60616-3117

Mortgage

Document Number	2005815141
Date	Feb 27, 2020
Instrument	5815141

Lender

Name	AMERICAN METRO BK
Type	Bank
Address	CHICAGO, IL 60640

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Feb 26, 2023

Interest

Rate Type	Adjustable Rate
Rate	5.25%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jan 6, 2020
Property Address	3534 S LOWE AVE, CHICAGO, IL 60609-1623
Document Number	2000616084
Instrument Date	Nov 13, 2019
Instrument	616084
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$148.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	36W995 RED GATE RD ST CHARLES IL 601756223, ST CHARLES, IL 60175-6223

Mortgage

Document Number	2000616085
Date	Jan 6, 2020
Instrument	616085

Lender

Name	BBT SERIES XVI LLC
Address	HOUSTON, TX 77002

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$50,000 Land $16,219 Building $33,781	$500,000 Land $162,190 Building $337,810
2023	$6,752.00 (+2.6%)
2022	$6,581.00 (+2.28%)	$31,999 (-) Land $13,094 Building $18,905	$319,990 (-) Land $130,940 Building $189,050
2021	$6,434.00	$31,999 Land $13,094 Building $18,905	$319,990 Land $130,940 Building $189,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3534 S Lowe Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3534 S Lowe Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Google Fiber.

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