3533 Tumbling River Dr, Clermont, FL 34711 Property Records

Lake County property record for 3533 Tumbling River Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,459 sqft · built 2006
Lot Size	0.508 acres (22,152 sqft)
Owner	Individual Name on File
Last Sale	$680,000 (Mar 2007)
Tax Bill	$4,169 (2024)
Deeds & Mortgages	Jan 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11-23-26-0801-000-31000`

Property Details

APN / Parcel Number

Primary APN	`11-23-26-0801-000-31000`
Alternative APN	`3847014`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,459 sqft Living Area
1st Floor Area	1,841 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	22,152 sqft (0.508 acres)
Garage Type	Finished
Garage Area	763 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	406 sqft
Porch	Open Porch
Porch Area	476 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3847014
Street Address	3533 TUMBLING RIVER DR
City	CLERMONT
State	FL
Zip	34711-8949
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARTWOOD RESERVE PHASE 2 PB 57 PG 25-32 LOT 310 ORB 3387 PG 1317
Legal Range	26E
Legal Township	23S
Legal Section	11
Legal Subdivision	HARTWOOD RESERVE
Legal Phase	2
Legal Tract	801
Legal Lot Number	310
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2006
Census Tract	31308

Owner

3533 Tumbling River Dr is owned and occupied by an individual who bought it in March 2007.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3533 TUMBLING RIVER DR, CLERMONT, FL 34711-8949
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2007 · Amount on File
Deed Sale	Mar 12, 2007 · Amount on File
Deed Document Number	2007033994
Deed Book / Page	3387 / 1317
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	3533 TUMBLING RIVER DR, CLERMONT, FL 34711-8949
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3533 TUMBLING RIVER DR, CLERMONT, FL 34711-8949

Mortgage

Document Number	0060812336
Date	Jan 20, 2023
Book Page	6081/2336
Instrument	2023007277

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Feb 10, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$293,640 Land $100,000 Building $193,640	$543,316 Land $100,000 Building $443,316
2024	$4,169.00 (+1.93%)
2023	$4,090.00 (+3.1%) Homeowner's exemption	$277,060 (+3%)	$504,225 (+8.75%) Land $100,000 Building $404,225
2022	$3,967.00 Homeowner's exemption	$268,990	$463,654 Land $70,950 Building $392,704

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3533 Tumbling River Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	44 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3533 Tumbling River Dr is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CenturyLink Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tumbling River Dr

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