3533 Tarn St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3533 Tarn St, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,308 sqft · built 2010
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$269,000 (Sep 2019)
Tax Bill	$4,050 (2024)
Deeds & Mortgages	Sep 2019 Mortgage Nov 2018 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`T110500010`

Property Details

APN / Parcel Number

Primary APN	`T110500010`
Alternative APN	`5-116B-A733-00-2055.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,308 sqft Living Area
Gross Area	2,616 sqft
1st Floor Area	1,308 sqft
Basement Area	1,308 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Siding
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	120 sqft
Deck Area	Deck Area
Patio Area	16 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T110500010
Street Address	3533 TARN ST
City	SAINT CHARLES
State	MO
Zip	63301-8366
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW TOWN AT ST CHAS #2 A-1 LOT 2055
Legal Subdivision	NEW TOWN AT ST CHAS #2 A-1
Legal Lot Number	2055
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	4
Census Block	4026
Census Tract	310201

Owner

3533 Tarn St is owned and occupied by two individuals who bought it in September 2019.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3533 TARN ST, SAINT CHARLES, MO 63301-8366
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2019	Warranty Deed, Transfer · VA Mortgage GERSHMAN INVESTMENT CORP
Nov 26, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 17, 2018	Warranty Deed, Transfer · Conventional Mortgage CARROLLTON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2019 · Amount on File
Deed Sale	Sep 18, 2019 · Amount on File
Prior Sale	Sep 17, 2018 · Amount on File
Deed Document Number	2019511490
Deed Book / Page	7144 / 1809
Prior Transfer Date	Oct 29, 2018
Prior Transfer Doc	0070061541
Record Updated	Oct 29, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 18, 2019
Property Address	3533 TARN ST, SAINT CHARLES, MO 63301-8366
Document Number	0071441809
Book / Page	7144 / 1809
Map Reference	MB 46 PG 189
Instrument Date	Sep 12, 2019
Instrument	20190918000511490
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3533 TARN ST, SAINT CHARLES, MO 63301-8366

Mortgage

Document Number	20190918000511500
Date	Sep 18, 2019
Instrument	20190918000511500

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 26, 2018
Property Address	3533 TARN ST, SAINT CHARLES, MO 63301-8366
Document Number	0070061541
Book / Page	007006 / 001541
Instrument Date	Oct 29, 2018
Instrument	661550
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3533 TARN ST ST CHARLES MO 633018366, ST CHARLES, MO 63301-8366

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 17, 2018
Property Address	3533 TARN ST, SAINT CHARLES, MO 63301-8366
Document Number	0069772073
Book / Page	6977 / 2073
Map Reference	MB 46 PG 189
Instrument Date	Sep 13, 2018
Instrument	20180917000531430
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3533 TARN ST, SAINT CHARLES, MO 63301-8366

Mortgage

Document Number	20180917000531450
Date	Sep 17, 2018
Instrument	20180917000531450

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2033

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Orchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,128 (-)	$353,307 (-) Land $112,000 Building $241,307
2025		$67,128	$353,307 Land $112,000 Building $241,307
2024	$4,050.00
2023		$60,325
2022			$317,498 Land $84,000 Building $233,498

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3533 Tarn St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3533 Tarn St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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