3533 Amberacres Dr, Apt 409, Cincinnati, OH 45237 Property Records

Hamilton County property record for 3533 Amberacres Dr, Apt 409, Cincinnati, OH 45237

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 1,820 sqft · built 1979
Owner	Trust Name on File
Last Sale	$210,000 (Oct 2023)
Tax Bill	$3,862 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`128-0001-0249-00`

Property Details

APN / Parcel Number

Primary APN	`128-0001-0249-00`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,820 sqft Living Area
1st Floor Area	1,820 sqft
Basement Area	1,820 sqft

Exterior

Year Built	Built 1979
Architectural Style	Conventional
Exterior Material	Brick
Lot Width	1 ft Width
Garage Type	Basement
Garage Area	1 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3533 AMBERACRES DR APT 409, 409
City	CINCINNATI
State	OH
Zip	45237-2531
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 409 E - 1.41 % AMBASSADORS CONDOMINIUM THE BLK A
Legal Subdivision	AMBASSADORS CONDO
Legal Block	A
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1000
Census Tract	5800

Owner

3533 Amberacres Dr, Apt 409 is owner-occupied and held in a trust since May 2024.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	3533 AMBERACRES DR APT 409, 409, CINCINNATI, OH 45237-2531
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2023 · Amount on File
Deed Sale	Oct 31, 2023 · Amount on File
Prior Sale	Oct 31, 2023 · Amount on File
Deed Document Number	0000077111
Deed Book / Page	15033 / 824
Last Transfer Date	May 15, 2024
Transfer Doc	0000032562
Record Updated	Jun 8, 2026

October 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 31, 2023
Property Address	3533 AMBERACRES DR APT 409, 409, CINCINNATI, OH 45237-2531
Document Number	0000077111
Book / Page	15033 / 824
Map Reference	MB 207 PG 14-28
Instrument Date	Oct 19, 2023
Instrument	2023-0077111
Transaction Type	Transfer
Record Updated	Nov 23, 2023
Title Company	ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SERVICES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3533 AMBERACRES DR APT 409E, 409E, CINCINNATI, OH 45237-2524

Mortgage

Document Number	0000077112
Date	Oct 31, 2023
Instrument	2023-0077112

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Nov 1, 2024
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	1-Year T-Bill
Max Rate	12.7%

Tax Assessment & Valuation

The 2025 property tax bill for 3533 Amberacres Dr, Apt 409 was $3,862, up 0.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,862.00 (+0.13%)	$61,051 (-) Land $9,450 Building $51,601
2024	$3,857.00 (-0.18%)	$61,051 (-) Land $9,450 Building $51,601
2023	$3,864.00 (+34.31%)	$61,051 (+49.27%) Land $9,450 Building $51,601	$174,430 Land $27,000 Building $147,430
2022	$2,877.00	$40,901 Land $7,371 Building $33,530
2020			$116,860 Land $21,060 Building $95,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3533 Amberacres Dr, Apt 409 in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1979–1994)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Jul 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3533 Amberacres Dr, Apt 409 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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