35329 Ponderosa Pl, Fallbrook, CA 92028 Property Records

San Diego County property record for 35329 Ponderosa Pl, Fallbrook, CA 92028

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,894 sqft · built 2023
OwnerIndividual Name on Record
Last Sale$779,500 (Dec 2023)
Tax Bill$13,711 (2025)
Deeds & MortgagesJan 2026 Second Mortgage
Dec 2023 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN108-531-38-00

Property Details

APN / Parcel Number

Primary APN108-531-38-00

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,894 sqft Living Area

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address35329 PONDEROSA PL
CityFALLBROOK
StateCA
Zip92028-6581
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS3
Legal DescriptionLOT 450 TR 016502
Legal SubdivisionSAN DIEGO #5354-3
Legal Tract016502
Legal Lot Number450
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group1
Census Block1081
Census Tract19002

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address35329 PONDEROSA PL, FALLBROOK, CA 92028-6581
OccupancyOwner Occupied
Owner TypeIndividual
VestingSurviving Spouse

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FRONTWAVE CU
Dec 14, 2023Intrafamily Transfer, Transfer
FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE
Dec 14, 2023Intrafamily Transfer, Transfer
FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE
Dec 14, 2023Grant Deed, Subdivision Related Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 14, 2023 · Amount on Record
Deed SaleDec 14, 2023 · Amount on Record
Deed Document Number2023343422
Prior Transfer DateDec 11, 2023
Prior Transfer Doc0000343421
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address35329 PONDEROSA PL, FALLBROOK, CA 92028-6581
Transaction TypeMortgage
Record UpdatedJan 22, 2026
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address35329 PONDEROSA PL, FALLBROOK, CA 92028-6581

Mortgage

Document Number0000009575
DateJan 13, 2026
Instrument2026-0009575
Lender
NameFRONTWAVE CU
TypeCredit Union
AddressOCEANSIDE, CA 92056
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term301 Months
DueFeb 1, 2051

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateDec 14, 2023
Property Address35329 PONDEROSA PL, FALLBROOK, CA 92028-6581
Document Number0000343420
Map ReferenceMAP 16502
Instrument DateDec 11, 2023
Instrument2023-0343420
Transaction TypeTransfer
Record UpdatedDec 25, 2023
Title CompanyFIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address35329 PONDEROSA PL, FALLBROOK, CA 92028-6581

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateDec 14, 2023
Property Address35329 PONDEROSA PL, FALLBROOK, CA 92028-6581
Document Number0000343421
Map ReferenceMAP 16502
Instrument DateDec 11, 2023
Instrument2023-0343421
Transaction TypeTransfer
Record UpdatedDec 25, 2023
Title CompanyFIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address35329 PONDEROSA PL, FALLBROOK, CA 92028-6581

December 2023: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateDec 14, 2023
Property Address35329 PONDEROSA PL, FALLBROOK, CA 92028-6581
Document Number0000343422
Map ReferenceMAP 16502
Instrument DateNov 27, 2023
Instrument2023-0343422
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 25, 2023
Title CompanyFIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address35329 PONDEROSA PL, FALLBROOK, CA 92028-6581

Mortgage

Document Number0000343423
DateDec 14, 2023
Instrument2023-0343423
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictFallbrook Union Elementary School District (KG - 08)
Secondary School DistrictFallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$810,783 (+2%) Land $208,080 Building $602,703
2025$13,711.00 (+141.05%)$794,886 (+1,091.36%) Land $204,000 Building $590,886
2023$5,688.00$66,721 Land $66,721

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims19 (1978–2019)
Claims Outside the SFHA6 of 19
Most Recent ClaimMar 2019
Claims by Event
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims
  • Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 50% of California
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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