Lorain County property record for 35320 Cooley Rd, Grafton, OH 44044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,872 sqft · built 1989 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $187,500 (Nov 2013) |
| Tax Bill | $5,630 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00-033-000-020 |
| Primary APN | 11-00-033-000-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,872 sqft Living Area |
| 1st Floor Area | 1,616 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 174,240 sqft (4 acres) |
| Garage Type | Attached |
| Garage Area | 1,152 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 440 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 35320 COOLEY RD |
|---|---|
| City | GRAFTON |
| State | OH |
| Zip | 44044-9479 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4.00 AC |
| Legal Subdivision | EATON |
| Legal Lot Number | 33 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | EATON |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 91100 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 35320 COOLEY RD, GRAFTON, OH 44044-9479 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2013 · Amount on Record |
| Deed Sale | Nov 7, 2013 · Amount on Record |
| Deed Document Number | 2013005759 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 35320 COOLEY RD, GRAFTON, OH 44044-9479 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000887224 |
|---|---|
| Date | Aug 12, 2022 |
| Instrument | 2022-0887224 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 1, 2032 |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Eaton Township |
| Unified School District | Midview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,630.00 | $127,250 (+0.01%) Land $33,130 Building $94,120 | $363,550 (-) Land $94,650 Building $268,900 |
| 2024 | $5,630.00 (+43.33%) | $127,243 (+57.22%) Land $33,128 Building $94,115 | $363,550 (+57.22%) Land $94,650 Building $268,900 |
| 2023 | $3,928.00 (+2.05%) | $80,934 (+%) Land $27,174 Building $53,760 | $231,240 (-) Land $77,640 Building $153,600 |
| 2022 | $3,849.00 | $80,930 Land $27,170 Building $53,760 | |
| 2021 | $231,240 Land $77,640 Building $153,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 10 (2011–2025) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Jun 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GLW Broadband Cable | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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