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3532 W Shell Point Rd, Ruskin, FL 33570 Property Records

Hillsborough County property record for 3532 W Shell Point Rd, Ruskin, FL 33570 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,182 sqft · built 2019
Lot Size0.213 acres (9,300 sqft)
OwnerIndividual Name on File
Last Sale$330,000 (Apr 2015)
Tax Bill$15,165 (2025)
Deeds & MortgagesApr 2018 Construction Loan
Nov 2020 Line of Credit
+ 1 more
Flood ZoneZone AE (high risk)
APN0316820000

Property Details

APN / Parcel Number

Primary APN0316820000
Alternative APN
  • U02321818S000000000260

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories3 Stories
Building Area3,182 sqft Heated Area
Upper Floors Area3,182 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2021
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,300 sqft (0.213 acres)
Lot Dimensions155 ft deep x 60 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

Pool TypePool with Hot Tub/Spa
PorchPorch
Porch Area411 sqft
Patio Area135 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelSolar

Location & Zoning

Account Number0316820000
Street Address3532 W SHELL POINT RD
CityRUSKIN
StateFL
Zip33570-3062
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHELL POINT SUBDIVISION LOT 26
Legal Range18E
Legal Township32S
Legal Section02
Legal SubdivisionSHELL POINT SUBDIVISION
Legal Lot Number26
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group2
Census Block2035
Census Tract14121

Owner

Source: Hillsborough County records · APN 0316820000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3532 W SHELL POINT RD, RUSKIN, FL 33570-3062
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 03, 2018Deed of Trust, Mortgage · Construction Mortgage
REGIONS BANK
Nov 12, 2020Deed of Trust, Mortgage · Line of Credit
PNC BK
Jun 05, 2020Deed of Trust, Mortgage
BETTER MTG CORP ISAOA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 10, 2015 · Amount on Record
Deed SaleApr 10, 2015 · Amount on Record
Prior SaleMay 27, 2004 · Amount on Record
Deed Document Number2015134744
Deed Book / Page23201 / 1193
Record UpdatedJun 08, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address3532 W SHELL POINT RD, RUSKIN, FL 33570-3062
Transaction TypeMortgage
Record UpdatedFeb 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0256620268
DateApr 03, 2018
Book Page25662/0268
Instrument2018127409
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2048

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address3532 W SHELL POINT RD, RUSKIN, FL 33570-3062
Document Number0000518039
Instrument DateNov 12, 2020
Transaction TypeMortgage
Record UpdatedDec 31, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3532 W SHELL POINT RD RUSKIN FL 335703062, RUSKIN, FL 33570-3062

Mortgage

Document Number0000518039
DateDec 09, 2020
Instrument518039
Lender
NamePNC BK
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueDec 08, 2060
Interest
Rate TypeAdjustable Rate

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address3532 W SHELL POINT RD, RUSKIN, FL 33570-3062
Document Number0000245320
Instrument DateJun 05, 2020
Transaction TypeMortgage
Record UpdatedJul 09, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3532 W SHELL POINT RD RUSKIN FL 335703062, RUSKIN, FL 33570-3062

Mortgage

Document Number0000245320
DateJun 16, 2020
Instrument245320
Lender
NameBETTER MTG CORP ISAOA
AddressNEW YORK, NY 10271
Agreement
AmountAmount Recorded
Term360 Months
DueJun 15, 2050

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$15,165.00 (+11.75%) Homeowner's exemption$839,980 (+5.99%)$1,066,819 (+2.19%) Land $362,250 Building $704,569
2023$13,571.00 (+9.79%) Homeowner's exemption$792,531 (+9.55%)$1,043,999 (+16.04%) Land $330,750 Building $713,249
2022$12,361.00 Homeowner's exemption$723,467$899,691 Land $315,000 Building $584,691

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation11.0 ft
CoastalYes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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