Lorain County property record for 3532 Sterling Rd, Lorain, OH 44052
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,172 sqft · built 1956 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $854 (2025) |
| Deeds & Mortgages | Jan 2021 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00-031-105-010 |
| Primary APN | 03-00-031-105-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,172 sqft Living Area |
| Gross Area | 1,346 sqft |
| 1st Floor Area | 1,172 sqft |
| Basement Area | 1,172 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 229 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Porch Area | 174 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 3532 STERLING RD |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44052-2646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N J RYLL SUBDV FRNT 0050.04 DPTH 0230.00 |
| Legal Subdivision | N J RYLL SUBDV |
| Legal Block | 105 |
| Legal Lot Number | 8 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 23000 |
Source: Lorain County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3532 STERLING RD, LORAIN, OH 44052-2646 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 7, 1998 |
| Transfer Doc | 0000573391 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 3532 STERLING RD, LORAIN, OH 44052-2646 |
| Document Number | 0000799209 |
| Instrument Date | Jan 6, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 3532 STERLING RD LORAIN OH 440522646, LORAIN, OH 44052-2646 |
| Document Number | 0000799209 |
|---|---|
| Date | Jan 21, 2021 |
| Instrument | 799209 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $854.00 (-15.19%) Homeowner's exemption | $43,170 (+%) Land $4,760 Building $38,410 | $123,340 (-) Land $13,610 Building $109,730 |
| 2024 | $43,169 (+50.21%) Land $4,764 Building $38,406 | $123,340 (+50.21%) Land $13,610 Building $109,730 | |
| 2023 | $1,007.00 (-5.98%) | $28,739 (%) Land $5,674 Building $23,065 | $82,110 (-) Land $16,210 Building $65,900 |
| 2022 | $1,071.00 | $28,740 Land $5,670 Building $23,070 | |
| 2021 | $82,110 Land $16,210 Building $65,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures