1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Saxony Ln

3532 Saxony Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3532 Saxony Ln, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,684 sqft · built 2015
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$290,000 (Jun 2021)
Tax Bill$4,279 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone A (high risk)
APN272630018000015640

Property Details

APN / Parcel Number

Primary APN272630018000015640

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,684 sqft Heated Area
Gross Area2,260 sqft
1st Floor Area1,684 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)
Garage TypeFinished
Garage Area438 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area138 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3532 SAXONY LN
CitySAINT CLOUD
StateFL
Zip34772-8600
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMALLARD POND PH 4B PB 23 PG 1-4 LOT 564
Legal Range30E
Legal Township26S
Legal Section27
Legal SubdivisionMALLARD POND PHASE 1 - 3
Legal Phase4B
Legal Tract180
Legal Block1
Legal Lot Number564
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2000
Census Tract43207

Owner

Source: Osceola County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3532 SAXONY LN, SAINT CLOUD, FL 34772-8600
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 18, 2021 · Amount on Record
Deed SaleJun 18, 2021 · Amount on Record
Prior SaleSep 29, 2015 · Amount on Record
Deed Document Number2021095542
Deed Book / Page5984 / 806
Record UpdatedJun 8, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 18, 2021
Property Address3532 SAXONY LN, SAINT CLOUD, FL 34772-8600
Document Number0059840806
Book / Page5984 / 806
Map ReferenceMB 23 PG 1
Instrument DateJun 17, 2021
Instrument2021095542
Transaction TypeTransfer
Record UpdatedAug 1, 2022
Title CompanySIGNATURE TITLE PROFESSIONALS, SIGNATURE TTL PROFESSIONALS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,030.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1997 GREENBRIAR TER, 1997, DAVENPORT, FL 33837-1791

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3532 SAXONY LN, SAINT CLOUD, FL 34772-8600

Mortgage

Document Number0005984808
DateJun 18, 2021
Instrument5984/808
Lender
NameHOMESPIRE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,279.00 (+6.13%) Homeowner's exemption$281,976 (+5.99%)$311,600 (+5.02%) Land $70,000 Building $241,600
2023$4,032.00 (+3.52%) Homeowner's exemption$266,049 (+3%)$296,700 (+14.87%) Land $60,000 Building $236,700
2022$3,895.00 Homeowner's exemption$258,300 Land $55,000 Building $203,300$258,300 Land $55,000 Building $203,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 66 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies66 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Lumen Technologies
Fiber · DSL in parts of the area		2,000 / 1,000
Spectrum
Cable		1,000 / 50

May also be available: AT&T, Xfinity.

Nearby Properties on Saxony Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures