3532 S Spencer Blvd, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 3532 S Spencer Blvd, Sioux Falls, SD 57103

Property Summary

Property Type	Single Family Home
Details	6 bd · 7.5 ba · 5,646 sqft · built 1991
Lot Size	2.27 acres (99,230 sqft)
Owner	2 Trust Names on File
Tax Bill	$25,723 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-22-34-201-041-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-34-201-041-000`
Alternative APN	`49949`

Interior

Bedrooms	6 Beds
Full Baths	7.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	28 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	5,646 sqft Finished Area
Gross Area	5,558 sqft
1st Floor Area	3,686 sqft
Upper Floors Area	1,872 sqft
Basement Area	3,683 sqft
Finished Basement	2,100 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	99,230 sqft (2.27 acres)
Garage Type	Attached
Garage Area	883 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Porch	Open Porch
Porch Area	102 sqft
Deck Area	247 sqft
Patio Area	378 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	49949
Street Address	3532 S SPENCER BLVD
City	SIOUX FALLS
State	SD
Zip	57103-4653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 HIGH POINTE ADDN & LOT 9 BLOCK 7 THE PARK IN TUTHILL HIGHLANDS ADDN TO C ITY OF SIOUX FALLS
Legal Subdivision	TUTHILL HIGHLANDS ADDN
Legal Block	7
Legal Lot Number	2,9
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1009
Census Tract	1902

Owner

3532 S Spencer Blvd is owner-occupied and held in a trust.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3532 S SPENCER BLVD, SIOUX FALLS, SD 57103-4653
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	3532 S SPENCER BLVD, SIOUX FALLS, SD 57103-4653
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3532 S SPENCER BLVD, SIOUX FALLS, SD 57103-4653

Mortgage

Document Number	002011/665
Date	Feb 17, 2026
Book Page	2011/665
Instrument	151856

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank
Address	6109 S OLD VILLAGE PL, SIOUX FALLS, SD 57108

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3532 S Spencer Blvd was $25,723.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,885,133 (-2.62%) Land $196,218 Building $1,688,915	$1,885,133 Land $196,218 Building $1,688,915
2025	$25,723.00	$1,935,900 (-0.29%) Land $198,800 Building $1,737,100
2024	$25,723.00	$1,941,600 Land $198,800 Building $1,742,800
2022	$24,902.00	$1,692,700 Land $193,600 Building $1,499,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3532 S Spencer Blvd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1997–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3532 S Spencer Blvd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of South Dakota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Cable · Fiber in parts of the area	2,000 / 350
Verizon Fixed Wireless	300 / 20