Northampton County property record for 3532 Margate Rd, Bethlehem, PA 18020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,600 sqft · built 1987 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Sep 2016) |
| Tax Bill | $1,101 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Feb 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4963-04-7588-3678 |
| Primary APN | 4963-04-7588-3678 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,600 sqft Living Area |
| 1st Floor Area | 780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,117 sqft (0.37 acres) |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3532 MARGATE RD |
|---|---|
| City | BETHLEHEM |
| State | PA |
| Zip | 18020-7546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Subdivision | OAKLAND HILLS |
| Jurisdiction | NORTHAMPTON PA |
| Township / Civil Division | BETHLEHEM |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 17604 |
3532 Margate Rd is owned and occupied by two individuals who bought it in September 2016.
Source: Northampton County records, as of July 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3532 MARGATE RD, BETHLEHEM, PA 18020-7546 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 24, 2023 | Deed of Trust, Mortgage · Commercial Mortgage LEHIGH VALLEY EDUCATORS CU |
| Jan 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN LENDERS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2016 · Amount on File |
| Deed Sale | Sep 20, 2016 · Amount on File |
| Prior Sale | Oct 19, 2004 · Amount on File |
| Deed Document Number | 201624683 |
| Deed Book / Page | 2016-1 / 200666 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON PA |
| Recording Date | Jul 20, 2026 |
| Property Address | 3532 MARGATE RD, BETHLEHEM, PA 18020-7546 |
| Document Number | 0000016583 |
| Book / Page | 2026 / 157352 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 202616583 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Title Company | ROCKET TITLE GROUP LLC, ROCKET CLOSE LLC |
| Name | Verified Name |
|---|---|
| Address | 3532 MARGATE RD, BETHLEHEM, PA 18020-7546 |
| Document Number | 0000016583, |
|---|---|
| Date | Jul 20, 2026 |
| Book Page | 2026/157352 |
| Instrument | 202616583 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON PA |
| Property Address | 3532 MARGATE RD, BETHLEHEM, PA 18020-7546 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3532 MARGATE RD, BETHLEHEM, PA 18020-7546 |
| Document Number | 0000003986 |
|---|---|
| Date | Feb 24, 2023 |
| Book Page | 2023-1/33905 |
| Instrument | 2023003986 |
| Name | LEHIGH VALLEY EDUCATORS CU |
|---|---|
| Type | Credit Union |
| Address | ALLENTOWN, PA 18103 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON PA |
| Property Address | 3532 MARGATE RD, BETHLEHEM, PA 18020-7546 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2022 |
| Title Company | WILLOW SETTLEMENT SERVICES LLC, WILLOW SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0000002231 |
|---|---|
| Date | Jan 14, 2022 |
| Book Page | 2022-1/19889 |
| Instrument | 2022002231 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Address | HUNTSVILLE, AL 35806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2042 |
The 2026 property tax bill for 3532 Margate Rd was $1,101.
Source: Northampton County assessment roll, as of March 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Northampton County |
| County Subdivision | Bethlehem Township |
| Unified School District | Bethlehem Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,101.00 | $102,000 Land $25,300 Building $76,700 | |
| 2024 | $7,827.00 | $102,000 Land $25,300 Building $76,700 | |
| 1995 | $204,000 Land $50,600 Building $153,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3532 Margate Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective December 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · Tropical Depression Ivan |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3532 Margate Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BETHLEHEM serves 117,259 people · EPA ID PA3480046 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Service Electric Cable TV Cable | 1,000 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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