3532 Lone Hickory Dr, Troy, MO 63379 Property Records

Lincoln County property record for 3532 Lone Hickory Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,708 sqft · built 1989
Lot Size	3.28 acres (142,877 sqft)
Owner	Individual Name on Record
Tax Bill	$2,336 (2025)
Deeds & Mortgages	Feb 2017 Line of Credit Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-80-28-000-000-017.003`

Property Details

APN / Parcel Number

Primary APN	`14-80-28-000-000-017.003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,708 sqft Living Area
Basement Area	1,708 sqft
Unfinished Basement	1,708 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	142,877 sqft (3.28 acres)
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3532 LONE HICKORY DR
City	TROY
State	MO
Zip	63379-5330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 LONE HICKORY ESTATES PLAT 1
Legal Range	01E
Legal Township	49N
Legal Section	28
Legal Subdivision	LONE HICKORY EST
Legal Lot Number	5
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1012
Census Tract	810310

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3532 LONE HICKORY DR, TROY, MO 63379-5330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2017	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK & TRUST CO
Oct 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK & TRUST CO
Mar 11, 2019	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK & TRUST CO
Jan 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 28, 2008
Transfer Doc	2019/0893
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	3532 LONE HICKORY DR, TROY, MO 63379-5330
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2408/0258
Date	Feb 28, 2017
Book Page	2408/0258
Instrument	2017001679

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Feb 28, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	3532 LONE HICKORY DR, TROY, MO 63379-5330
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MEYER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2439/0517
Date	Oct 18, 2019
Book Page	2439/0517
Instrument	2019009409

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	3532 LONE HICKORY DR, TROY, MO 63379-5330
Transaction Type	Mortgage
Record Updated	May 29, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2431/0927
Date	Mar 11, 2019
Book Page	2431/0927
Instrument	2019001752

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 30, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	3532 LONE HICKORY DR, TROY, MO 63379-5330
Transaction Type	Mortgage
Record Updated	Mar 28, 2019
Title Company	MEYER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2430/0716
Date	Jan 23, 2019
Book Page	2430/0716
Instrument	2019000526

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,297 (-) Land $2,645 Building $35,652
2025	$2,336.00 (+7.55%)	$38,297 (+9.04%) Land $2,645 Building $35,652	$201,560 (+9.04%) Land $13,920 Building $187,640
2023	$2,172.00 (+4.67%)	$35,122 Land $2,265 Building $32,857	$184,850 Land $11,920 Building $172,930
2022	$2,075.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Systec Wireless Communications.

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