St. Johns County property record for 3532 Garibaldi Way, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,257 sqft · built 2012 |
| Lot Size | 0.31 acres (13,503 sqft) |
| Owner | Individual Name on File |
| Last Sale | $506,400 (May 2023) |
| Tax Bill | $3,568 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage May 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028685-1190 |
| Primary APN | 028685-1190 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,257 sqft Living Area |
| Gross Area | 3,282 sqft |
| 1st Floor Area | 2,257 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,503 sqft (0.31 acres) |
| Garage Type | Attached |
| Garage Area | 705 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3532 GARIBALDI WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3488 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 57/94-109 MURABELLA UNIT 3 LOT 119 OR5757/1868 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | MURABELLA UNIT 3 |
| Legal Block | 1 |
| Legal Lot Number | 119 |
| Legal Unit | 3 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 20906 |
Source: St. Johns County records · APN 028685-1190
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3532 GARIBALDI WAY, SAINT AUGUSTINE, FL 32092-3488 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 02, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| May 16, 2023 | Warranty Deed, Transfer · VA Mortgage AMERIS BANK |
| Jan 12, 2018 | Deed of Trust, Mortgage · Line of Credit COMMUNITY FIRST CU/FL |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 16, 2023 · Amount on Record |
| Deed Sale | May 16, 2023 · Amount on Record |
| Prior Sale | May 23, 2016 · Amount on Record |
| Deed Document Number | 202337292 |
| Deed Book / Page | 5757 / 1868 |
| Prior Transfer Date | Jun 28, 2013 |
| Prior Transfer Doc | 0037881728 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 3532 GARIBALDI WAY, SAINT AUGUSTINE, FL 32092-3488 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3532 GARIBALDI WAY, SAINT AUGUSTINE, FL 32092-3488 |
| Document Number | 0062971758 |
|---|---|
| Date | Feb 02, 2026 |
| Book Page | 6297/1758 |
| Instrument | 2026008390 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 16, 2023 |
| Property Address | 3532 GARIBALDI WAY, SAINT AUGUSTINE, FL 32092-3488 |
| Document Number | 0057571868 |
| Book / Page | 5757 / 1868 |
| Map Reference | MB 57 PG 94-109 |
| Instrument Date | May 15, 2023 |
| Instrument | 2023037292 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2023 |
| Title Company | HOMEGUARD TITLE AND TRUST, HOMEGUARD TITLE & TRUST LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,544.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 214 FOURTH ST, SAINT AUGUSTINE, FL 32084-1440 |
| Name | Verified Name |
|---|---|
| Address | 3532 GARIBALDI WAY, SAINT AUGUSTINE, FL 32092-3488 |
| Document Number | 0057571870 |
|---|---|
| Date | May 16, 2023 |
| Instrument | 5757/1870 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 3532 GARIBALDI WAY, SAINT AUGUSTINE, FL 32092-3488 |
| Document Number | 0044930137 |
| Book / Page | 004493 / 000137 |
| Instrument Date | Jan 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3532 GARIBALDI WAY ST AUGUSTINE FL 320923488, ST AUGUSTINE, FL 32092-3488 |
| Document Number | 0044930137 |
|---|---|
| Date | Jan 22, 2018 |
| Book Page | 004493/000137 |
| Instrument | 4588 |
| Name | COMMUNITY FIRST CU/FL |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 21, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $441,643 (-2.28%) Land $120,000 Building $321,643 | $441,643 (-2.28%) Land $120,000 Building $321,643 | |
| 2025 | $3,568.00 (+5.06%) Disabled Person's exemption Veteran's exemption | $451,963 (+86.34%) | $451,963 (-0.3%) Land $120,000 Building $331,963 |
| 2024 | $3,396.00 (-41.39%) | ||
| 2023 | $5,794.00 (+3%) Homeowner's exemption | $242,546 (+3%) | $453,320 (+9.61%) Land $89,600 Building $363,720 |
| 2022 | $5,625.00 Homeowner's exemption | $235,482 | $413,591 Land $89,600 Building $323,991 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), as of September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209061, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 62 in force |
| Wildfire Risk | Moderate above 53% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 62 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL2554471, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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