St. Louis City property record for 3532 Flora Ct, Saint Louis, MO 63104
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 3,286 sqft · built 1905 |
| Lot Size | 0.237 acres (10,310 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,267 (Jul 2024) |
| Tax Bill | $5,156 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Sep 2023 Line of Credit |
| APN | 1366-9-080.000 |
| Primary APN | 1366-9-080.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,286 sqft Living Area |
| 1st Floor Area | 1,643 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 10,310 sqft (0.237 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3532 FLORA CT |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63104-1613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | C.B.1366S FLORA PL 75 FT X 170 FT AIPLE & HEMMELMANS ADDN LOT 9 |
| Legal Subdivision | AIPLE & HEMMELMANS ADDN |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | ST LOUIS CITY MO |
| Township / Civil Division | ST. LOUIS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 117400 |
3532 Flora Ct is owned and occupied by two individuals who bought it in July 2024.
Source: St. Louis City records, as of June 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3532 FLORA CT, SAINT LOUIS, MO 63104-1613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 11, 2025 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE AFFINITY LLC |
| Sep 22, 2023 | Deed of Trust, Mortgage · Line of Credit HEALTH CARE FAMILY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2024 · Amount on File |
| Deed Sale | Jul 3, 2024 · Amount on File |
| Deed Document Number | 2024107 |
| Deed Book / Page | 32024 / 107 |
| Prior Transfer Date | Aug 12, 2015 |
| Prior Transfer Doc | 0000000181 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS CITY MO |
| Property Address | 3532 FLORA CT, SAINT LOUIS, MO 63104-1613 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3532 FLORA CT, SAINT LOUIS, MO 63104-1613 |
| Document Number | 0000000016 |
|---|---|
| Date | Dec 11, 2025 |
| Instrument | 12112025-0016 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS CITY MO |
| Property Address | 3532 FLORA CT, SAINT LOUIS, MO 63104-1613 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3532 FLORA CT, SAINT LOUIS, MO 63104-1613 |
| Document Number | 0000000005 |
|---|---|
| Date | Sep 22, 2023 |
| Instrument | 09222023-0005 |
| Name | HEALTH CARE FAMILY CU |
|---|---|
| Type | Credit Union |
| Address | SAINT LOUIS, MO 63117 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 20, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 3532 Flora Ct was $5,156.
Source: St. Louis City assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | St. Louis City |
| Unified School District | St. Louis City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $62,650 (-) Land $8,550 Building $54,100 | ||
| 2025 | $5,156.00 | $62,650 Land $8,550 Building $54,100 | $329,740 Land $45,000 Building $284,740 |
| 2023 | $4,732.00 (+2.78%) | $59,110 (+6.75%) Land $8,550 Building $50,560 | $311,105 Land $45,000 Building $266,105 |
| 2022 | $4,604.00 | $55,370 Land $8,550 Building $46,820 | |
| 2021 | $291,421 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 3532 Flora Ct; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3532 Flora Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST LOUIS CITY PWS serves 304,709 people · EPA ID MO6010715 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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