3532 Duck Ave, Key West, FL 33040 Property Records

Monroe County property record for 3532 Duck Ave, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,528 sqft · built 1953
Lot Size	0.152 acres (6,600 sqft)
Owner	Company Name on Record
Last Sale	$980,000 (Jul 2023)
Tax Bill	$7,657 (2024)
Deeds & Mortgages	Feb 2023 Line of Credit Jan 2022 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`00053360-000000`

Property Details

APN / Parcel Number

Primary APN	`00053360-000000`
Alternative APNs	`01010100053360000000` `1053970`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,528 sqft Living Area
1st Floor Area	1,528 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2012
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,600 sqft (0.152 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Covered
Garage Area	220 sqft
Pool Area	312 sqft
Porch	Unfinished Open Porch
Patio Area	824 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1053970
Street Address	3532 DUCK AVE
City	KEY WEST
State	FL
Zip	33040-4429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-2
Legal Description	SQR 11 ELY 5 FT LT 20 AND ALL LT 21 KW KW FWDN SUB PLAT 2 PB1-189 G29-47 OR416-34 OR873-1344 OR873-1345 OR1132-1652 OR1300-183 OR1300-181 OR1300-187 OR1499-200 OR1776-106 OR2286-699 OR2735-113 OR2770-1612 OR2832-595 OR2978-1687 OR3234-1851
Legal Range	25E
Legal Township	67S
Legal Section	34
Legal Subdivision	KEY WEST FOUNDATION COS PLAT NO 2
Legal Lot Number	20,21
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	3
Census Block	3012
Census Tract	971900

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 591, BETTENDORF, IA 52722-0010
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2023	Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU
Jan 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE INVESTORS GROUP INC
Jul 18, 2023	Warranty Deed, Transfer · Conventional Mortgage LOGAN FINANCE CORP
Aug 6, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FOUNDATION MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2023 · Amount on Record
Deed Sale	Jul 18, 2023 · Amount on Record
Prior Sale	Nov 23, 2015 · Amount on Record
Deed Document Number	20232425424
Deed Book / Page	3234 / 1851
Prior Transfer Date	Mar 31, 1994
Prior Transfer Doc	1300000187
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	3532 DUCK AVE, KEY WEST, FL 33040-4429
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032110691
Date	Feb 7, 2023
Book Page	3211/691
Instrument	2405973

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	BETHPAGE, NY 11714

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 28, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	3532 DUCK AVE, KEY WEST, FL 33040-4429
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 DUCK AVE, KEY WEST, FL 33040

Mortgage

Document Number	0031501779
Date	Jan 24, 2022
Book Page	3150/1779
Instrument	2358253

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 18, 2023
Property Address	3532 DUCK AVE, KEY WEST, FL 33040-4429
Document Number	0032341851
Book / Page	3234 / 1851
Map Reference	MB 1 PG 189
Instrument Date	Jul 13, 2023
Instrument	2425424
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	NOT AVAILABLE, THE CLOSING DEPARTMENT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,860.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2616 CLEMATIS PL, FORT LAUDERDALE, FL 33301-2722

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 591, BETTENDORF, IA 52722-0010

Mortgage

Document Number	0032341855
Date	Jul 18, 2023
Instrument	3234/1855

Lender

Name	LOGAN FINANCE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Aug 6, 2019
Property Address	3532 DUCK AVE, KEY WEST, FL 33040-4429
Document Number	0029781687
Book / Page	2978 / 1687
Map Reference	MB 1 PG 189
Instrument Date	Aug 2, 2019
Instrument	2231521
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	AAA TTL AGCY & ESCROW SVCS I

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3532 DUCK AVE, KEY WEST, FL 33040-4429

Mortgage

Document Number	0029781688
Date	Aug 6, 2019
Instrument	2978-1688

Lender

Name	FOUNDATION MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$824,123 (-4.21%) Land $511,830 Building $312,293	$824,123 (-4.21%) Land $511,830 Building $312,293
2024	$7,657.00 (-0.04%)
2023	$7,660.00 (+75.97%)	$860,309 (+67.23%) Land $564,564 Building $295,745	$860,309 (+27.6%) Land $564,564 Building $295,745
2022	$4,353.00 Homeowner's exemption	$514,437	$674,209 Land $440,484 Building $233,725

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 298 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	298 in force
Nearby Flood Claims	232 (1979–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 32 claims Hurricane Wilma, Nov 2005 · 134 claims Hurricane Georges, Sep 1998 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 634 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Hotwire Communications, T-Mobile, Verizon.

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