3532 Cliffs Dr, Petoskey, MI 49770 Property Records

Emmet County property record for 3532 Cliffs Dr, Petoskey, MI 49770

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,569 sqft · built 1996
Lot Size0.028 acres (1,225 sqft)
OwnerCompany Name on File
Tax Bill$8,733 (2024)
Flood ZoneZone X (minimal risk)
APN52-18-02-365-111

Property Details

APN / Parcel Number

Primary APN52-18-02-365-111

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,569 sqft Living Area
1st Floor Area1,551 sqft
Basement Area1,551 sqft
Unfinished Basement1,551 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleCondo/Apartment
Lot Area1,225 sqft
Garage Area319 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address3532 CLIFFS DR
CityPETOSKEY
StateMI
Zip49770-8571
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRT PUD-2
Legal DescriptionCLIFFS AT BAY HARBOR, THE, CONDO #143, UNIT 11. SECTION 2, T34N, R6W
Legal Range06W
Legal Township34N
Legal Section02
Legal SubdivisionTHE CLIFFS AT BAY HARBOR
Legal Unit11
JurisdictionEMMET MI
Township / Civil DivisionPETOSKEY
Census Block Group1
Census Block1025
Census Tract970800

Owner

3532 Cliffs Dr, a condominium, is owned by a company that acquired it in August 2024.

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address9914 ANDREWS AVE, ALLEN PARK, MI 48101-1222
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 27, 2024
Deed SaleAug 27, 2024
Prior SaleJun 13, 2011 · Amount on File
Deed Document Number20245214825
Deed Book / Page1261 / 812
Prior Transfer DateJun 3, 2011
Prior Transfer Doc1135/515
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEmmet County
MunicipalityPetoskey City
Unified School DistrictPublic Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$361,800 (+16.97%) Land $361,800$723,600 (+16.97%) Land $723,600
2025$309,300 Land $309,300$618,600 Land $618,600
2024$8,733.00
2023$255,400 Land $255,400$510,800 Land $510,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3532 Cliffs Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3532 Cliffs Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PETOSKEY
serves 8,979 people · EPA ID MI0005300
Water SourceGroundwater
Last State InspectionAug 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cliffs Dr

Nearby Streets

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