3532 Clardy Ct, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 3532 Clardy Ct, Charlotte, NC 28205

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,312 sqft · built 1965
Lot Size	0.274 acres (11,973 sqft)
Owner	Individual Name on File
Last Sale	$455,000 (May 2022)
Tax Bill	$3,493 (2023)
Deeds & Mortgages	May 2022 Sale & Mortgage Feb 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`101-064-01`

Property Details

APN / Parcel Number

Primary APN	`101-064-01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,312 sqft Heated Area
Gross Area	1,104 sqft
1st Floor Area	1,104 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	11,973 sqft (0.274 acres)
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	101-064-01
Street Address	3532 CLARDY CT
City	CHARLOTTE
State	NC
Zip	28205-4340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	L19 B4 M12-91
Legal Subdivision	MEADOWOOD
Legal Block	4
Legal Lot Number	19
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3000
Census Tract	1603

Owner

3532 Clardy Ct is owned and occupied by an individual who bought it in May 2022.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Mailing Address	3532 CLARDY CT, CHARLOTTE, NC 28205-4340
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Feb 13, 2018	Loan Modification, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2022 · Amount on File
Deed Sale	May 3, 2022 · Amount on File
Prior Sale	Nov 9, 2020 · Amount on File
Deed Document Number	0037308177
Deed Book / Page	37308 / 177
Record Updated	Jun 7, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 3, 2022
Property Address	3532 CLARDY CT, CHARLOTTE, NC 28205-4340
Document Number	0000067938
Book / Page	37308 / 177
Map Reference	MB 12 PG 91
Instrument Date	Apr 27, 2022
Instrument	2022067938
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$910.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3200 MCKINNEY AVE APT 1106, 1106, DALLAS, TX 75204-3079

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3532 CLARDY CT, CHARLOTTE, NC 28205-4340
Investor	Possibly a Property Investor

Mortgage

Document Number	0000067939
Date	May 3, 2022
Instrument	2022067939

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MECKLENBURG NC
Property Address	3532 CLARDY CT, CHARLOTTE, NC 28205-4340
Document Number	0000020640
Instrument Date	Feb 13, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3532 CLARDY CT CHARLOTTE NC 282054340, CHARLOTTE, NC 28205-4340

Mortgage

Document Number	0000020640
Date	Feb 22, 2018
Book Page	032481/000148
Instrument	20640

Lender

Name	SUNTRUST BK
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 21, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 3532 Clardy Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3532 Clardy Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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