Mecklenburg County property record for 3532 Cindy Ln, Charlotte, NC 28269
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,027 sqft · built 2021 |
| Lot Size | 0.275 acres (11,984 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $297,000 (Aug 2021) |
| Tax Bill | $2,812 (2023) |
| Deeds & Mortgages | Feb 2024 Mortgage Aug 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-292-82 |
| Primary APN | 045-292-82 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,027 sqft Heated Area |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 11,984 sqft (0.275 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 045-292-82 |
|---|---|
| Street Address | 3532 CINDY LN |
| City | CHARLOTTE |
| State | NC |
| Zip | 28269-4820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | L2 M68-379 |
| Legal Lot Number | 2 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 5403 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3532 CINDY LN, CHARLOTTE, NC 28269-4820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 16, 2024 | Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO |
| Aug 30, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage CITY OF CHARLOTTE |
| Jun 21, 2023 | Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO |
| Aug 30, 2021 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Mar 31, 2021 | Special Warranty Deed, Construction Loan · Construction Mortgage AMERIS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2021 · Amount on Record |
| Deed Sale | Aug 30, 2021 · Amount on Record |
| Prior Sale | Mar 31, 2021 · Amount on Record |
| Deed Document Number | 0036471215 |
| Deed Book / Page | 36471 / 215 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3532 CINDY LN, CHARLOTTE, NC 28269-4820 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 3532 CINDY LN, CHARLOTTE, NC 28269-4820 |
| Document Number | 0000013452 |
|---|---|
| Date | Feb 16, 2024 |
| Book Page | 38636/606 |
| Instrument | 2024013452 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | PO BOX 85304, SAN DIEGO, CA 92186 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 331 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3532 CINDY LN, CHARLOTTE, NC 28269-4820 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3532 CINDY LN, CHARLOTTE, NC 28269-4820 |
| Document Number | 0000166780 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 36471/235 |
| Instrument | 2021166780 |
| Name | CITY OF CHARLOTTE |
|---|---|
| Type | Government Agency |
| Address | CHARLOTTE, NC 28202 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3532 CINDY LN, CHARLOTTE, NC 28269-4820 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 3532 CINDY LN, CHARLOTTE, NC 28269-4820 |
| Document Number | 0000058130 |
|---|---|
| Date | Jun 21, 2023 |
| Book Page | 38199/589 |
| Instrument | 2023058130 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | Sep 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 30, 2021 |
| Property Address | 3532 CINDY LN, CHARLOTTE, NC 28269-4820 |
| Document Number | 0000166777 |
| Book / Page | 36471 / 215 |
| Map Reference | MB 68 PG 379 |
| Instrument Date | Aug 30, 2021 |
| Instrument | 2021166777 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $594.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 200 FOXFIELD LN, MATTHEWS, NC 28105-9123 |
| Name | Verified Name |
|---|---|
| Address | 3532 CINDY LN, CHARLOTTE, NC 28269-4820 |
| Document Number | 0000166779 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 36471/222 |
| Instrument | 2021166779 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 31, 2021 |
| Property Address | 3532 CINDY LN, CHARLOTTE, NC 28269-4820 |
| Document Number | 0000063365 |
| Book / Page | 35880 / 590 |
| Map Reference | MB 7 PG 579 |
| Instrument Date | Mar 24, 2021 |
| Instrument | 2021063365 |
| Transaction Type | Construction Loan |
| Record Updated | May 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $453.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8111 SEALEY CT, CHARLOTTE, NC 28277-1622 |
| Name | Verified Name |
|---|---|
| Address | 200 FOXFIELD LN, MATTHEWS, NC 28105-9123 |
| Document Number | 0000063366 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 2021063366 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978–1982) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures