35312 Spruce Knob Ct, Dade City, FL 33525 Property Records

Pasco County property record for 35312 Spruce Knob Ct, Dade City, FL 33525

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,364 sqft · built 2023
Lot Size	0.115 acres (4,995 sqft)
Owner	Individual Name on Record
Last Sale	$330,990 (Jul 2023)
Tax Bill	$8,120 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-24-21-0020-00000-3830`

Property Details

APN / Parcel Number

Primary APN	`32-24-21-0020-00000-3830`
Alternative APN	`2124320020000003830`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,364 sqft Living Area
Gross Area	2,888 sqft
1st Floor Area	952 sqft
Upper Floors Area	1,412 sqft
Flooring	Tile

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,995 sqft (0.115 acres)
Garage Type	Attached
Garage Area	524 sqft
Driveway	Driveway
Driveway Area	632 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	35312 SPRUCE KNOB CT
City	DADE CITY
State	FL
Zip	33525-8719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH1
Legal Description	SUMMIT VIEW PHASE 2B PB 88 PG 108 LOT 383
Legal Subdivision	SUMMIT VIEW
Legal Tract	20
Legal Lot Number	383
Jurisdiction	PASCO FL
Township / Civil Division	DADE CITY
Census Block Group	4
Census Block	4010
Census Tract	32500

Owner

Source: Pasco County records, as of June 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	35312 SPRUCE KNOB CT, DADE CITY, FL 33525-8719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT
Jul 26, 2023	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD
Jul 26, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2023 · Amount on Record
Deed Sale	Jul 26, 2023 · Amount on Record
Deed Document Number	2023132794
Deed Book / Page	10858 / 912
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Recording Date	Jun 1, 2026
Property Address	35312 SPRUCE KNOB CT, DADE CITY, FL 33525-8719
Document Number	0000100403
Book / Page	11429 / 2618
Instrument Date	May 6, 2026
Instrument	2026100403
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35312 SPRUCE KNOB CT, DADE CITY, FL 33525-8719

Mortgage

Document Number	0000100403,
Date	Jun 1, 2026
Book Page	11429/2618
Instrument	2026100403

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

July 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jul 26, 2023
Property Address	35312 SPRUCE KNOB CT, DADE CITY, FL 33525-8719
Document Number	0108580912
Book / Page	10858 / 912
Map Reference	MB 88 PG 108-111
Instrument Date	Jul 21, 2023
Instrument	2023132794
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 9, 2024
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,317.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3501 RIGA BLVD # 100, 100, TAMPA, FL 33619-1333

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35312 SPRUCE KNOB CT, DADE CITY, FL 33525-8719

Mortgage

Document Number	0010858913
Date	Jul 26, 2023
Instrument	10858/913

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jul 26, 2022
Property Address	35312 SPRUCE KNOB CT, DADE CITY, FL 33525-8719
Document Number	0106591620
Book / Page	10659 / 1620
Map Reference	MB 88 PG 108-111
Instrument Date	Jul 18, 2022
Instrument	2022163325
Transaction Type	Transfer
Record Updated	Feb 9, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$13,522.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	334 E LAKE RD # 172, 172, PALM HARBOR, FL 34685-2427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3501 RIGA BLVD STE 100, 100, TAMPA, FL 33619-1333

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Municipality	Dade City
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$301,085 (-0.22%) Land $52,380 Building $248,705	$301,085 (-0.22%) Land $52,380 Building $248,705
2025	$8,120.00 (+157.7%) Homeowner's exemption	$301,737 (+597.74%) Land $52,380 Building $249,357	$301,737 (+597.74%) Land $52,380 Building $249,357
2023	$3,151.00 (+699.75%)	$43,245 (+15%) Land $43,245	$43,245 (+15%) Land $43,245
2022	$394.00	$17,298	$17,298 Land $17,298

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1981–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DADE CITY WATER DEPT serves 15,561 people · EPA ID FL6510424
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Verizon.

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