3531 Utah Rd, Lena, MS 39094 Property Records

Leake County property record for 3531 Utah Rd, Lena, MS 39094

Property Summary

Property Type	Single Family Home
Lot Size	4.2 acres (182,952 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,605 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2024 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`112170010.03`

Property Details

APN / Parcel Number

Primary APN	`112170010.03`
Alternative APN	`015513`

Exterior

Lot Area	182,952 sqft (4.2 acres)

Location & Zoning

Account Number	015513
Street Address	3531 UTAH RD
City	LENA
State	MS
Zip	39094-9213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE4 SW4
Legal Range	06
Legal Township	09
Legal Section	17
Legal Subdivision	17/9N/6E (SE OF SW)
Jurisdiction	LEAKE MS
Township / Civil Division	4
Census Block Group	2
Census Block	2049
Census Tract	40500

Owner

3531 Utah Rd is owned and occupied by two individuals who acquired it in April 2008.

Source: Leake County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3531 UTAH RD, LENA, MS 39094-9213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK FSB
Mar 4, 2024	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK FSB
Sep 20, 2018	Deed of Trust, Mortgage FIRST FINANCIAL BANK
Mar 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK FSB
Aug 26, 2024	Warranty Deed, Transfer
Mar 4, 2024	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK FSB
Sep 20, 2018	Deed of Trust, Mortgage FIRST FINANCIAL BANK
Mar 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK FSB
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2008
Deed Sale	Apr 30, 2008
Deed Book / Page	303 / 688
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEAKE MS
Property Address	3531 UTAH RD, LENA, MS 39094-9213
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000DDZ/755
Date	Dec 27, 2021
Book Page	DDZ/755
Instrument	1002450

Lender

Name	FIRST FINANCIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	204 Months
Due	Jan 1, 2037

Interest

Rate Type	Fixed Rate

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEAKE MS
Property Address	3531 UTAH RD, LENA, MS 39094-9213
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000EAV/163
Date	Mar 4, 2024
Book Page	EAV/163
Instrument	1010075

Lender

Name	FIRST FINANCIAL BANK FSB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 23, 2034

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEAKE MS
Property Address	3531 UTAH RD, LENA, MS 39094-9213
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00000ZP/66
Date	Sep 20, 2018
Book Page	ZP/66

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CARTHAGE, MS 39051

Agreement

Amount	Amount on Record
Term	120 Months
Due	Sep 5, 2028

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEAKE MS
Property Address	3531 UTAH RD, LENA, MS 39094-9213
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000EAC/376
Date	Mar 23, 2022
Book Page	EAC/376
Instrument	1003322

Lender

Name	FIRST FINANCIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 5, 2032

Interest

Rate Type	Fixed Rate

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEAKE MS
Recording Date	Aug 26, 2024
Property Address	3531 UTAH RD, LENA, MS 39094-9213
Document Number	000410/445
Book / Page	410 / 445
Map Reference	BK 235 PG 82
Instrument Date	Aug 13, 2024
Instrument	1011758
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3547 UTAH RD, LENA, MS 39094-9213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3531 UTAH RD, LENA, MS 39094-9213

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEAKE MS
Property Address	3531 UTAH RD, LENA, MS 39094-9213
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000EAV/163
Date	Mar 4, 2024
Book Page	EAV/163
Instrument	1010075

Lender

Name	FIRST FINANCIAL BANK FSB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 23, 2034

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEAKE MS
Property Address	3531 UTAH RD, LENA, MS 39094-9213
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00000ZP/66
Date	Sep 20, 2018
Book Page	ZP/66

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CARTHAGE, MS 39051

Agreement

Amount	Amount on Record
Term	120 Months
Due	Sep 5, 2028

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEAKE MS
Property Address	3531 UTAH RD, LENA, MS 39094-9213
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000EAC/376
Date	Mar 23, 2022
Book Page	EAC/376
Instrument	1003322

Lender

Name	FIRST FINANCIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 5, 2032

Interest

Rate Type	Fixed Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEAKE MS
Property Address	3531 UTAH RD, LENA, MS 39094-9213
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000DDZ/755
Date	Dec 27, 2021
Book Page	DDZ/755
Instrument	1002450

Lender

Name	FIRST FINANCIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	204 Months
Due	Jan 1, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3531 Utah Rd was $4,605 with a homeowner's exemption.

Source: Leake County assessment roll, as of October 24, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Leake County
Unified School District	Leake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,605.00 Homeowner's exemption	$38,622 Land $1,139 Building $37,483	$385,890 Land $11,060 Building $374,830
2023		$38,587 Land $1,104 Building $37,483	$385,650 Land $10,820 Building $374,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3531 Utah Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3531 Utah Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 50% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST LEAKE WATER ASSN public/private · serves 2,463 people · EPA ID MS0400008
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
C Spire Wireless Fixed Wireless	100 / 20

May also be available: AT&T, NETSPEEDMS.

Cell Coverage

4G LTE only, no 5G reported

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