Pasco County property record for 3531 Umber Rd, Holiday, FL 34691 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,368 sqft Living Area |
| Lot Size | 5,400 sqft (0.124 acres) |
| Garage | Attached, 336 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $310,000 (2025) |
| Tax Bill | $4,909.00 (2025) |
| Primary APN | 25-26-15-006B-00000-8390 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,368 sqft Living Area |
| Gross Area | 2,082 sqft Gross Area |
| 1st Floor | 1,368 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 5,400 sqft (0.124 acres) |
| Driveway | Driveway Concrete |
| Driveway Area | 366 sqft Driveway |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 336 sqft Garage |
| Porch | Enclosed Porch |
| Porch Area | 450 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Street Address | 3531 UMBER RD |
|---|---|
| City | HOLIDAY |
| State | FL |
| Zip | 34691-3356 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ALOHA GARDENS UNIT 7 PB 10 PGS 132-134 LOT 839 |
| Legal Range | 15E |
| Legal Township | 26S |
| Legal Section | 25 |
| Legal Subdivision | ALOHA GARDENS |
| Legal Tract | 6B |
| Legal Lot Number | 839 |
| Legal Unit | 7 |
| Jurisdiction | PASCO FL |
| Minor Civil Division | NEW PORT RICHEY |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 30409 |
Source: Pasco County records · APN 25-26-15-006B-00000-8390
Assessment roll updated December 29, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3531 UMBER RD, HOLIDAY, FL 34691-3356 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 06, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage EMM LOANS LLC |
| Sep 07, 2019 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/TAMPA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 05, 2025 · Amount on Record |
| Deed Sale | Mar 05, 2025 · Amount on Record |
| Prior Sale | Apr 24, 2024 · Amount on Record |
| Deed Doc Number | 202541498 |
| Deed Book / Page | 11169 / 1880 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Nov 06, 2021 |
| Property Address | 3531 UMBER RD, HOLIDAY, FL 34691-3356 |
| Document Number | 0104800956 |
| Book / Page | 10480 / 956 |
| Map Reference | MB 10 PG 132-134 |
| Instrument Date | Nov 02, 2021 |
| Instrument | 2021240802 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2021 |
| Title Company | TEXAS TITLE SOLUTIONS, TOTAL TITLE SOLUTIONS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,631.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2084 WHITEWOOD AVE, 2084, SPRING HILL, FL 34609-6004 |
| Name | Verified Name |
|---|---|
| Address | 3531 UMBER RD, HOLIDAY, FL 34691-3356 |
| Document Number | 10480958 |
|---|---|
| Date | Nov 06, 2021 |
| Instrument | 10480/958 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 3531 UMBER RD, HOLIDAY, FL 34691-3356 |
| Document Number | 0099831766 |
| Instrument Date | Sep 07, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3531 UMBER RD HOLIDAY FL 346913356, HOLIDAY, FL 34691-3356 |
| Document Number | 0099831766 |
|---|---|
| Date | Oct 02, 2019 |
| Book Page | 009983/001766 |
| Instrument | 168545 |
| Name | FIFTH THIRD BK/TAMPA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Pasco County records · Assessment roll updated December 29, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $276,541 (-0.56%) Land $32,508 Building $244,033 | $276,541 (-0.56%) Land $32,508 Building $244,033 | |
| 2025 | $4,909.00 (+14.3%) | $278,103 (+2.42%) Land $32,508 Building $245,595 | $278,103 (+2.42%) Land $32,508 Building $245,595 |
| 2023 | $4,295.00 (+26.58%) | $271,545 (+33.92%) Land $29,754 Building $241,791 | $271,545 (+33.92%) Land $29,754 Building $241,791 |
| 2022 | $3,393.00 | $202,774 Land $24,786 Building $177,988 | $202,774 Land $24,786 Building $177,988 |
Source: FEMA National Flood Hazard Layer, Pasco County (12101C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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