3531 Spring Valley Pl NE, Cedar Rapids, IA 52411 Property Records

Linn County property record for 3531 Spring Valley Pl NE, Cedar Rapids, IA 52411

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,495 sqft · built 2007
Lot Size	0.664 acres (28,923 sqft)
Owner	2 Individual Names on Record
Last Sale	$775,000 (Feb 2023)
Tax Bill	$13,010 (2024)
Deeds & Mortgages	Apr 2026 Line of Credit Dec 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13122-51028-00000`

Property Details

APN / Parcel Number

Primary APN	`13122-51028-00000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,495 sqft Living Area
Gross Area	5,269 sqft
1st Floor Area	2,649 sqft
Basement Area	2,620 sqft
Finished Basement	1,846 sqft
Unfinished Basement	774 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	28,923 sqft (0.664 acres)
Lot Dimensions	92 ft deep x 92 ft wide

Exterior Amenities

Porch	Open Frame Porch
Porch Area	72 sqft
Deck Area	Deck Area
Patio Area	424 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3531 SPRING VALLEY PL NE
City	CEDAR RAPIDS
State	IA
Zip	52411-7747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COTTAGE HILL 3RD STR/LB 12
Legal Range	8W
Legal Township	83N
Legal Section	12
Legal Subdivision	COTTAGE HILL 3RD
Legal Lot Number	12
Jurisdiction	LINN IA
Township / Civil Division	CEDAR RAPIDS
Census Block Group	4
Census Block	4016
Census Tract	902

Owner

Source: Linn County records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	102 TOMAHAWK TRL SE, CEDAR RAPIDS, IA 52403-2067
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · Line of Credit BANKIOWA
Dec 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST FCU
Apr 8, 2024	Deed of Trust, Mortgage · Line of Credit BANKIOWA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2023 · Amount on Record
Deed Sale	Feb 17, 2023 · Amount on Record
Prior Sale	Sep 25, 2007 · Amount on Record
Deed Book / Page	11521 / 15989
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Recording Date	Apr 23, 2026
Property Address	3531 SPRING VALLEY PL NE, CEDAR RAPIDS, IA 52411-7747
Document Number	0000010838
Instrument Date	Apr 15, 2026
Instrument	202610838
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3531 SPRING VALLEY PL NE, CEDAR RAPIDS, IA 52411-7747

Mortgage

Document Number	0000010838,
Date	Apr 23, 2026
Instrument	202610838

Lender

Name	BANKIOWA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2056

Interest

Rate	6.22%
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	3531 SPRING VALLEY PL NE, CEDAR RAPIDS, IA 52411-7747
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3531 SPRING VALLEY PL NE, CEDAR RAPIDS, IA 52411-7747

Mortgage

Document Number	2025035548
Date	Dec 23, 2025
Instrument	2025-035548

Lender

Name	FIRST FCU
Type	Credit Union
Address	425 1ST AVE SW, CEDAR RAPIDS, IA 52405

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2041

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	3531 SPRING VALLEY PL NE, CEDAR RAPIDS, IA 52411-7747
Transaction Type	Mortgage
Record Updated	Apr 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3531 SPRING VALLEY PL NE, CEDAR RAPIDS, IA 52411-7747

Mortgage

Document Number	1152269939
Date	Apr 8, 2024
Book Page	11522/69939

Lender

Name	BANKIOWA
Type	Bank
Address	901 TOWER TERRACE RD STE A, MARION, IA 52302

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

Tax Assessment & Valuation

Source: Linn County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Cedar Rapids City
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$783,200 (+6.53%) Land $143,300 Building $639,900	$783,200 (+6.53%) Land $143,300 Building $639,900
2024	$13,010.00 (-1.83%)
2023		$735,200 Land $143,300 Building $591,900	$735,200 Land $143,300 Building $591,900
2022	$13,252.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	12 (2016)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
ImOn Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

Cell Coverage

5G (outdoors only) and 4G LTE

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