Martin County property record for 3531 SE Cambridge Dr, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,432 sqft · built 1993 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $675,000 (Nov 2023) |
| Tax Bill | $8,662 (2024) |
| Deeds & Mortgages | Nov 2023 Sale Dec 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-38-41-003-000-0022.0-3-0000 |
| Primary APN | 39-38-41-003-000-0022.0-3-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,432 sqft Living Area |
| Gross Area | 3,027 sqft |
| 1st Floor Area | 2,432 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 7,841 sqft (0.18 acres) |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 595 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 390 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3531 SE CAMBRIDGE DR |
|---|---|
| City | STUART |
| State | FL |
| Zip | 34997-5617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUDR |
| Legal Description | LOT 22 WILLOUGHBY PLAT NO 3 ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 11 PAGE 73 PUBLIC RECORDS MARTIN COUNTY FLORIDA |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 39 |
| Legal Subdivision | WILLOUGHBY |
| Legal Block | 1 |
| Legal Lot Number | 22 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 1105 |
Source: Martin County records · APN 39-38-41-003-000-0022.0-3-0000
Assessment roll updated August 27, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3531 SE CAMBRIDGE DR, STUART, FL 34997-5617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Nov 30, 2023 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Dec 07, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Mar 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 24, 2018 | Warranty Deed, Transfer · Conventional Mortgage SECOAST NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 30, 2023 · Amount on Record |
| Deed Sale | Nov 30, 2023 · Amount on Record |
| Prior Sale | Dec 07, 2022 · Amount on Record |
| Prior Transfer Date | Jan 18, 2005 |
| Prior Transfer Doc | 0019741242 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Nov 30, 2023 |
| Property Address | 3531 SE CAMBRIDGE DR, STUART, FL 34997-5617 |
| Document Number | 0034090204 |
| Book / Page | 3409 / 204 |
| Map Reference | MB 11 PG 73 |
| Instrument Date | Nov 30, 2023 |
| Instrument | 3047213 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,725.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3531 SE CAMBRIDGE DR, STUART, FL 34997-5617 |
| Name | Verified Name |
|---|---|
| Address | 3531 SE CAMBRIDGE DR, STUART, FL 34997-5617 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Dec 07, 2022 |
| Property Address | 3531 SE CAMBRIDGE DR, STUART, FL 34997-5617 |
| Document Number | 0033491285 |
| Book / Page | 3349 / 1285 |
| Map Reference | MB 11 PG 73 |
| Instrument Date | Dec 07, 2022 |
| Instrument | 2992714 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,270.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3531 SE CAMBRIDGE DR, STUART, FL 34997-5617 |
| Name | Verified Name |
|---|---|
| Address | 3531 SE CAMBRIDGE DR, STUART, FL 34997-5617 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 3531 SE CAMBRIDGE DR, STUART, FL 34997-5617 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3531 SE CAMBRIDGE DR, STUART, FL 34997-5617 |
| Document Number | 0032992510 |
|---|---|
| Date | Mar 15, 2022 |
| Book Page | 3299/2510 |
| Instrument | 2948468 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Jul 24, 2018 |
| Property Address | 3531 SE CAMBRIDGE DR, STUART, FL 34997-5617 |
| Document Number | 0030052753 |
| Book / Page | 03005 / 2753 |
| Map Reference | MB11 PG73 |
| Instrument Date | Jul 16, 2018 |
| Instrument | 2706712 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,887.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3696 SE DOUBLETON DR, 3696, STUART, FL 34997-5620 |
| Name | Verified Name |
|---|---|
| Address | 6 DEER RUN LN, WAITSFIELD, VT 05673-7156 |
| Document Number | 0002706713 |
|---|---|
| Date | Jul 24, 2018 |
| Instrument | 2706713 |
| Name | SECOAST NATIONAL BANK |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2033 |
Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $556,730 (+10.05%) | $580,200 (+14.69%) Land $170,000 Building $410,200 | |
| 2024 | $8,662.00 (+5.83%) | ||
| 2023 | $8,185.00 (+38.54%) Additional exemption filed | $505,900 (+36.35%) Land $115,000 Building $390,900 | $505,900 (+27.59%) Land $115,000 Building $390,900 |
| 2022 | $5,908.00 Homeowner's exemption | $371,026 | $396,490 Land $97,200 Building $299,290 |
Source: FEMA National Flood Hazard Layer as of April 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 143 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 143 in force |
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 120 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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