Harris County property record for 3531 Ruth St, Houston, TX 77004
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,284 sqft · built 1950 |
| Lot Size | 0.154 acres (6,708 sqft) |
| Owner | Individual Name on File |
| Last Sale | $102,400 (Dec 2004) |
| Tax Bill | $50 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 074-017-001-0026 |
| Primary APN | 074-017-001-0026 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,284 sqft Living Area |
| 1st Floor Area | 1,284 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Metal Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,708 sqft (0.154 acres) |
| View / Lot | Neighborhood |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0740170010026 |
|---|---|
| Street Address | 3531 RUTH ST |
| City | HOUSTON |
| State | TX |
| Zip | 77004-5515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 26 BLK 1 CANFIELD OAKS |
| Legal Subdivision | CANFIELD OAKS |
| Legal Block | 1 |
| Legal Lot Number | 26 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 312800 |
3531 Ruth St is owned and occupied by an individual who bought it in December 2004.
Source: Harris County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3531 RUTH ST, HOUSTON, TX 77004-5515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2004 · Amount on File |
| Deed Sale | Dec 3, 2004 · Amount on File |
| Prior Sale | Jul 12, 2004 · Amount on File |
| Deed Document Number | 2004103015 |
| Deed Book / Page | 59658 / 93 |
| Prior Transfer Date | Jul 6, 2004 |
| Prior Transfer Doc | 000X759024 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 3531 RUTH ST, HOUSTON, TX 77004-5515 |
| Document Number | 0000036956 |
| Instrument Date | Jan 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 3531 RUTH ST HOUSTON TX 770045515, HOUSTON, TX 77004-5515 |
| Document Number | 0000036956 |
|---|---|
| Date | Jan 26, 2017 |
| Instrument | 36956 |
| Name | DITECH FIN'L |
|---|---|
| Address | TAMPA, FL 33607 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Jan 25, 2037 |
The 2025 property tax bill for 3531 Ruth St was $50 with a homeowner's exemption, up 16.3% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $220,773 (-1.35%) Land $165,204 Building $55,569 | $220,773 (-1.35%) Land $165,204 Building $55,569 | |
| 2025 | $50.00 (+16.28%) Homeowner's exemption | $223,794 Land $165,204 Building $58,590 | $223,794 Land $165,204 Building $58,590 |
| 2024 | $43.00 | ||
| 2023 | $212,017 Land $146,142 Building $65,875 | $212,017 Land $146,142 Building $65,875 | |
| 2022 | $26.00 | ||
| 2020 | $333.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3531 Ruth St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 14 (1979–2017) |
| Claims Outside the SFHA | 12 of 14 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3531 Ruth St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
May also be available: T-Mobile.
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