3531 Ruby Ln, Saint Charles, MO 63303 Property Records

St. Charles County property record for 3531 Ruby Ln, Saint Charles, MO 63303 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1995
Square Footage1,652 sqft Living Area
Lot Size16,117 sqft (0.369 acres)
OccupancyOwner Occupied
Last Sale$230,000 (2016)
Tax Bill$3,923.00 (2025)

Property Details

APN / Parcel Number

Primary APNA963000882
Alternative APN
  • 3-0015-7384-00-0231.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Building Area1,652 sqft Living Area
1st Floor1,652 sqft 1st Floor
Basement Area1,636 sqft Basement
Finished Basement220 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1995
Architectural StyleRanch Style
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Lot Area16,117 sqft (0.369 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Patio Area348 sqft Patio
Porch1 Porch
Porch Area84 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account NumberA963000882
Old Parcel NumberA963000882
Street Address3531 RUBY LN
CitySAINT CHARLES
StateMO
Zip63303-6475
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOLLEGE STAT #2 LOT 231
Legal Range04E
Legal Township46N
Legal SubdivisionCOLLEGE STAT #2
Legal Lot Number231
JurisdictionST CHARLES MO
Minor Civil DivisionHARVESTER
Census Blockgroup2
Census Block2016
Census Tract311147

Owner

Source: St. Charles County records · APN A963000882

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3531 RUBY LN, SAINT CHARLES, MO 63303-6475
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 04, 2016 · Amount on Record
Deed SaleApr 04, 2016 · Amount on Record
Prior SaleJan 08, 2010
Deed Doc Number0065151842
Deed Book / Page6515 / 1842
Record RefreshedJun 08, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3531 RUBY LN, SAINT CHARLES, MO 63303-6475
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3531 RUNY LN, SAINT CHARLES, MO 63303-6475

Mortgage

Document Number0000099265
DateDec 08, 2021
Instrument2021R-099265
Lender
NameBRANCH BANKING AND TRUST CO
TypeBank
AddressGREENVILLE, SC 29607
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2051

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,923.00$65,333 (+7.79%)$343,856 (+7.79%) Land $70,000 Building $273,856
2023$60,609
2022$318,994 Land $50,000 Building $268,994

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