3531 Rubin Dr, Oakland, CA 94602 Property Records

Alameda County property record for 3531 Rubin Dr, Oakland, CA 94602

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,089 sqft · built 1948
Lot Size	0.302 acres (13,140 sqft)
Owner	2 Individual Names on File
Last Sale	$1,730,000 (Jun 2021)
Tax Bill	$21,641 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`29-1166-14-1`

Property Details

APN / Parcel Number

Primary APN	`29-1166-14-1`
Alternative APN	`029-1166-014-01`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,089 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1980
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	13,140 sqft (0.302 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3531 RUBIN DR
City	OAKLAND
State	CA
Zip	94602-4145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00001 BLK: 0014 AR: 0029 PAGE: 1166 ;LOT: 00002 BLK: 0014 AR: 0029 PAGE: 1166
Legal Subdivision	PARCEL MAP 3068
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1006
Census Tract	408000

Owner

3531 Rubin Dr is owned by two individuals who bought it in June 2021.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5805 DEAL PL, CHEVY CHASE, MD 20815-5451
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA
Jun 25, 2021	Grant Deed, Transfer OLD REPUBLIC TITLE COMPANY BERKELEY, OLD REPUBLIC TTL CO BERKELEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2021 · Amount on File
Deed Sale	Jun 25, 2021 · Amount on File
Prior Sale	Feb 1, 2002 · Amount on File
Deed Document Number	2021228112
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3531 RUBIN DR, OAKLAND, CA 94602-4145
Transaction Type	Mortgage
Record Updated	Sep 20, 2021
Title Company	OLD REPUBLIC TITLE COMPANY BERKELEY, OLD REPUBLIC TTL CO BERKELEY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5805 DEAL PL, CHEVY CHASE, MD 20815-5451

Mortgage

Document Number	0000292129
Date	Aug 27, 2021
Instrument	2021292129

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Sep 1, 2031
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	7.5%
Index	Other
Margin	3
Max Rate	12.5%

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 25, 2021
Property Address	3531 RUBIN DR, OAKLAND, CA 94602-4145
Document Number	0000228112
Map Reference	MB 1610 PG 123
Instrument Date	Jun 21, 2021
Instrument	2021228112
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	OLD REPUBLIC TITLE COMPANY BERKELEY, OLD REPUBLIC TTL CO BERKELEY

Transaction

Amount	Amount on Record
Tax	$27,853.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5805 DEAL PL, CHEVY CHASE, MD 20815-5451

Tax Assessment & Valuation

The 2025 property tax bill for 3531 Rubin Dr was $21,641.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,650,000 (+1%) Land $495,000 Building $1,155,000
2025	$21,641.00	$1,500,000 Land $450,000 Building $1,050,000
2023	$26,853.00	$1,799,891 Land $539,967 Building $1,259,924	$1,629,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3531 Rubin Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3531 Rubin Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Etheric Networks, Sonic Telecom, T-Mobile, Verizon.

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