3531 Polk St, Riverside, CA 92505 Property Records

Riverside County property record for 3531 Polk St, Riverside, CA 92505

Property Summary

Property Type	Condominium
Details	3 bd · 1.5 ba · 1,128 sqft · built 1973
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Sep 2020)
Tax Bill	$3,643 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Sep 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`138-070-040`

Property Details

APN / Parcel Number

Primary APN	`138-070-040`
Alternative APN	`065103040`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,128 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1974
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Gravel
Lot Area	1,307 sqft (0.03 acres)
Garage Type	Detached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Heated Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	065103040
Street Address	3531 POLK ST
City	RIVERSIDE
State	CA
Zip	92505-1915
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	LOT 40 MB 074/046 TR 4660
Legal Subdivision	TRACT 4660
Legal Tract	4660
Legal Lot Number	40
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	2
Census Block	2003
Census Tract	41408

Owner

Source: Riverside County records, as of August 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3531 POLK ST, RIVERSIDE, CA 92505-1915
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Deed of Trust, Mortgage · Line of Credit ALTURA CU
Sep 18, 2020	Grant Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB
May 2, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
May 2, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2020 · Amount on Record
Deed Sale	Sep 18, 2020 · Amount on Record
Deed Document Number	2020443578
Prior Transfer Date	Apr 20, 2017
Prior Transfer Doc	0000174597
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3531 POLK ST, RIVERSIDE, CA 92505-1915
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	NOT AVAILABLE, SOCAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3531 POLK ST, RIVERSIDE, CA 92505-1915

Mortgage

Document Number	0000261517
Date	Sep 5, 2023
Instrument	2023-0261517

Lender

Name	ALTURA CU
Type	Credit Union
Address	RIVERSIDE, CA 92507

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Sep 30, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 18, 2020
Property Address	3531 POLK ST, RIVERSIDE, CA 92505-1915
Document Number	0000443578
Map Reference	MB 74 PG 46&47
Instrument Date	Aug 17, 2020
Instrument	2020-0443578
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Tax	$297.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3531 POLK ST, RIVERSIDE, CA 92505-1915

Mortgage

Document Number	0000443579
Date	Sep 18, 2020
Instrument	2020-0443579

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 2, 2017
Property Address	3531 POLK ST, RIVERSIDE, CA 92505-1915
Document Number	0000174598
Instrument Date	Apr 20, 2017
Instrument	174598
Transaction Type	Transfer
Record Updated	May 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	11201 RELIANCE DR RIVERSIDE CA 925053444, RIVERSIDE, CA 92505-3444

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 2, 2017
Property Address	3531 POLK ST, RIVERSIDE, CA 92505-1915
Document Number	0000174597
Instrument Date	Apr 20, 2017
Instrument	174597
Transaction Type	Transfer
Record Updated	May 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11201 RELIANCE DR RIVERSIDE CA 925053444, RIVERSIDE, CA 92505-3444

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Alvord Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$298,098 (+2%) Land $44,161 Building $253,937
2025	$3,643.00 (+3.26%)	$292,254 (+4.04%) Land $43,296 Building $248,958
2024	$3,528.00 (+1.55%)
2023	$3,474.00 (+6.37%)	$280,908 Land $41,616 Building $239,292
2022	$3,266.00
2021			$289,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, GeoLinks, Verizon.

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