3531 Osage Ter, Sarasota, FL 34231 Property Records

Sarasota County property record for 3531 Osage Ter, Sarasota, FL 34231

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,461 sqft · built 1984
Lot Size0.2 acres (8,753 sqft)
OwnerOwner Name on Record
Last Sale$220,000 (Jul 2007)
Tax Bill$1,418 (2025)
Deeds & MortgagesMar 2022 Mortgage
APN0088-09-0041

Property Details

APN / Parcel Number

Primary APN0088-09-0041

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,461 sqft Living Area
1st Floor Area1,461 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2009
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area8,753 sqft (0.2 acres)
Garage TypeAttached
Garage Area462 sqft
PorchOpen Porch
Porch Area229 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3531 OSAGE TER
CitySARASOTA
StateFL
Zip34231-8424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3
Legal DescriptionLOT 1 BLK Y SUN HAVEN UNIT 3
Legal Range18E
Legal Township37S
Legal Section09
Legal SubdivisionSUN HAVEN UNIT 3
Legal Tract1322
Legal BlockY
Legal Lot Number1
Legal Unit3
JurisdictionSARASOTA FL
Township / Civil DivisionSARASOTA
Census Block Group3
Census Block3011
Census Tract1703

Owner

Source: Sarasota County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address3531 OSAGE TER, SARASOTA, FL 34231-8424
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 27, 2007 · Amount on Record
Deed SaleJul 27, 2007 · Amount on Record
Prior SaleJul 27, 2007 · Amount on Record
Deed Document Number0000119119
Last Transfer DateDec 26, 2013
Transfer Doc0000170880
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARASOTA FL
Property Address3531 OSAGE TER, SARASOTA, FL 34231-8424
Transaction TypeMortgage
Record UpdatedFeb 5, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address3531 OSAGE TER, SARASOTA, FL 34231-8424

Mortgage

Document Number0000039707
DateMar 8, 2022
Instrument2022039707
Lender
NameSUNCOAST CU
TypeCredit Union
AddressTAMPA, FL 33610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySarasota County
Unified School DistrictSarasota County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,418.00 (-23.97%) Homeowner's exemption$160,639 (+5.99%)$326,600 (-7.14%) Land $134,500 Building $192,100
2023$1,865.00 (+20.95%) Homeowner's exemption$151,565 (+19.57%)$351,700 (+12.54%) Land $130,700 Building $221,000
2022$1,542.00 Homeowner's exemption$126,762$312,500 Land $129,100 Building $183,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneOutside mapped area
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 37 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies83 units insured
incl. 46 condo units
Nearby Flood Claims3 (1995–2020)
Claims Outside the SFHA3 of 3
Most Recent ClaimJun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSARASOTA CO SPECIAL UTIL DIST
serves 272,267 people · EPA ID FL6581591
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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