3531 Oak Tree Dr, Centerton, AR 72719 Property Records

Benton County property record for 3531 Oak Tree Dr, Centerton, AR 72719

Property Summary

Property TypeSingle Family Home
Details4 ba · 6,143 sqft · built 2014
Lot Size1.03 acres (44,867 sqft)
OwnerIndividual Name on Record
Last Sale$1,185,000 (Oct 2018)
Tax Bill$14,587 (2025)
Deeds & MortgagesNov 2018 Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-04522-000

Property Details

APN / Parcel Number

Primary APN06-04522-000
Alternative APNs
  • 151232.0
  • 151232

Interior

Full Baths4 Baths
Stories1 Story
Building Area6,143 sqft Living Area
1st Floor Area4,499 sqft
Upper Floors Area1,644 sqft
Basement Area867 sqft
Finished Basement867 sqft
FlooringHardwood

Exterior

Year BuiltBuilt 2014
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Foundation TypeClosed Piers
Roof TypeHip
Roof MaterialFiberglass
Lot Area44,867 sqft (1.03 acres)
Garage TypeAttached
Garage Area970 sqft
DrivewayDriveway
Driveway Area2,337 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool Area142 sqft
PorchOpen Porch
Porch Area802 sqft
Patio Area528 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number151232.0
Street Address3531 OAK TREE DR
CityCENTERTON
StateAR
Zip72719-5002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPLAT 2007-868-873 10/23/07 50
Legal Range31
Legal Township20
Legal Section22
Legal SubdivisionOAK TREE-CENTERTON
Legal Lot Number189
JurisdictionBENTON AR
Township / Civil Division9
Census Block Group3
Census Block3033
Census Tract20806

Owner

Source: Benton County records, as of January 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3531 OAK TREE DR, CENTERTON, AR 72719-5002
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2018Deed of Trust, Mortgage · ARM
ARVEST BANK
Oct 30, 2018Warranty Deed, Transfer · Conventional Mortgage
ARVEST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 30, 2018 · Amount on Record
Deed SaleOct 30, 2018 · Amount on Record
Prior SaleDec 2, 2013 · Amount on Record
Deed Document Number2018057015
Record UpdatedJun 8, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON AR
Property Address3531 OAK TREE DR, CENTERTON, AR 72719-5002
Transaction TypeMortgage
Record UpdatedJul 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000059900
DateNov 16, 2018
Instrument2018059900
Lender
NameARVEST BANK
TypeBank
AddressLOWELL, AR 72745
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueNov 1, 2048
Interest
Rate TypeAdjustable Rate
Rate4%
Type Change DateNov 1, 2021
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change6%
Index1-Year LIBOR
Margin3
Max Rate10%

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON AR
Recording DateOct 30, 2018
Property Address3531 OAK TREE DR, CENTERTON, AR 72719-5002
Document Number0000057015
Map ReferenceMB 2007 PG 888-873
Instrument DateOct 25, 2018
Instrument2018057015
Transaction TypeTransfer
Record UpdatedJul 19, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,910.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3531 OAK TREE DR, 3531, CENTERTON, AR 72719-5002

Transferred To (Grantee/Buyer)

NameVerified Name
Address3531 OAK TREE DR, CENTERTON, AR 72719-5002

Mortgage

Document Number0000057016
DateOct 30, 2018
Instrument2018057016
Lender
NameARVEST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2048

Tax Assessment & Valuation

Source: Benton County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArkansas
CountyBenton County
MunicipalityCenterton City
Unified School DistrictBentonville Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,587.00 (+18.79%)$284,469 (+42.93%) Land $28,000 Building $256,469
2024$1,422,345 (+42.93%) Land $140,000 Building $1,282,345
2023$12,280.00$199,031 Land $21,200 Building $177,831$995,155 Land $106,000 Building $889,155

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2013–2019)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 65% of Arkansas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTERTON WATERWORKS
serves 27,243 people · EPA ID AR0000044
Water SourcePurchased surface water from several systems
Last State InspectionJul 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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