3531 Newgate Dr, Troy, MI 48084 Property Records

Oakland County property record for 3531 Newgate Dr, Troy, MI 48084

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,006 sqft · built 1963
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (Jul 2017)
Tax Bill	$6,448 (2025)
Deeds & Mortgages	Jan 2023 Transfer Sep 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-19-178-012`

Property Details

APN / Parcel Number

Primary APN	`88-20-19-178-012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,006 sqft Living Area
1st Floor Area	1,003 sqft
Basement Area	1,003 sqft
Unfinished Basement	1,003 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	145 ft deep x 130 ft wide
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	88 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3531 NEWGATE DR
City	TROY
State	MI
Zip	48084-1042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	T2N, R11E, SEC 19 SUPERVISOR'S PLAT NO. 27 LOT 19
Legal Range	11E
Legal Township	2N
Legal Section	19
Legal Subdivision	SUPERVISORS PLAT #27
Legal Lot Number	19
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	1
Census Block	1014
Census Tract	196700

Owner

Source: Oakland County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3531 NEWGATE DR, TROY, MI 48084-1042
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2023	Intrafamily Transfer, Transfer
Sep 16, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 24, 2017	Warranty Deed, Transfer DEVON TITLE COMPANY, DEVON TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2017 · Amount on Record
Deed Sale	Jul 24, 2017 · Amount on Record
Prior Sale	Nov 5, 2013 · Amount on Record
Deed Document Number	2017139001
Deed Book / Page	50893 / 762
Last Transfer Date	Aug 9, 2024
Transfer Doc	0000094879
Record Updated	Oct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Jan 26, 2023
Property Address	3531 NEWGATE DR, TROY, MI 48084-1042
Document Number	0000009262
Book / Page	58393 / 215
Map Reference	LB 60 PG 3
Instrument Date	Jan 12, 2023
Instrument	9262
Transaction Type	Transfer
Record Updated	Feb 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3531 NEWGATE DR, TROY, MI 48084-1042

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3531 NEWGATE DR, TROY, MI 48084-1042

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3531 NEWGATE DR, TROY, MI 48084-1042
Transaction Type	Mortgage
Record Updated	Oct 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3531 NEWGATE DR, TROY, MI 48084-1042

Mortgage

Document Number	0000444771
Date	Sep 16, 2022
Book Page	58116/423
Instrument	444771

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 6, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 24, 2017
Property Address	3531 NEWGATE DR, TROY, MI 48084-1042
Document Number	0000139001
Book / Page	050893 / 000762
Instrument Date	Jul 14, 2017
Instrument	139001
Transaction Type	Transfer
Record Updated	Aug 4, 2017
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$3,053.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3750 MONROE ST CARLSBAD CA 920082732, CARLSBAD, CA 92008-2732

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Birmingham City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,448.00 (-4.26%)
2023			$384,540
2022	$6,735.00	$192,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1981–2007)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Mar 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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