3531 N Opal Ave, Chicago, IL 60634 Property Records

Cook County property record for 3531 N Opal Ave, Chicago, IL 60634

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 672 sqft · built 1955
Lot Size	0.087 acres (3,780 sqft)
Owner	Individual Name on File
Last Sale	$253,000 (Nov 2004)
Tax Bill	$2,565 (2023)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-24-303-018`

Property Details

APN / Parcel Number

Primary APN	`12-24-303-018`
Alternative APN	`12-24-303-018-0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	672 sqft Living Area
1st Floor Area	672 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,780 sqft (0.087 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3531 N OPAL AVE
City	CHICAGO
State	IL
Zip	60634-3029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	JOHN J (RUTHERFORDS)(FIFTH) ADD TO (MONT)(CLAIRE) SUB OF S OF IBL EH WH SW SEC 24-40-12
Legal Range	12E
Legal Township	40N
Legal Section	24
Legal Subdivision	RUTHERFORDS FIFTH ADD TO MONT CLAIRE
Legal Block	1
Legal Lot Number	18
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1004
Census Tract	170700

Owner

Source: Cook County records · APN 12-24-303-018

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3531 N OPAL AVE, CHICAGO, IL 60634-3029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 08, 2004 · Amount on Record
Deed Sale	Nov 08, 2004 · Amount on Record
Prior Sale	Sep 09, 1997 · Amount on Record
Deed Document Number	200441077
Prior Transfer Date	Nov 01, 2004
Prior Transfer Doc	0000041077
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3531 N OPAL AVE, CHICAGO, IL 60634-3029
Document Number	2007008030
Instrument Date	Feb 29, 2020
Transaction Type	Mortgage
Record Updated	Mar 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3531 N OPAL AVE CHICAGO IL 606343029, CHICAGO, IL 60634-3029

Mortgage

Document Number	2007008030
Date	Mar 10, 2020
Instrument	7008030

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 09, 2035

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$17,329 (+12.05%) Land $9,450 Building $7,879	$173,290 (+12.05%) Land $94,500 Building $78,790
2023	$2,565.00 (+3.47%)
2022	$2,479.00 Homeowner's exemption	$15,466 Land $7,563 Building $7,903	$154,660 Land $75,630 Building $79,030

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 11, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 605 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CHICAGO serves 2,721,308 people
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.