3531 N Kostner Ave, Chicago, IL 60641 Property Records

Cook County property record for 3531 N Kostner Ave, Chicago, IL 60641

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,364 sqft · built 1960
Lot Size0.072 acres (3,150 sqft)
OwnerIndividual Name on Record
Last Sale$395,000 (Jun 2023)
Tax Bill$5,227 (2023)
Deeds & MortgagesJun 2023 Sale & Mortgage
Apr 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-22-400-015

Property Details

APN / Parcel Number

Primary APN13-22-400-015
Alternative APN
  • 13-22-400-015-0000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,364 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1962
Architectural StyleMulti-Level
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area3,150 sqft (0.072 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3531 N KOSTNER AVE
CityCHICAGO
StateIL
Zip60641-3808
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-3
Legal Description(MILWAUKEE) AVE (LAND) ASSOCIATION SUB (NUMBER1) SUB OF PT LYING SW OF MILWAUKEE AVE IN WH NW SE SEC 22-40-13
Legal Range13E
Legal Township40N
Legal Section22
Legal SubdivisionMILWAUKEE AVE LAND ASSOCIATION SUB NUMBE
Legal Block2
Legal Lot Number17
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group1
Census Block1005
Census Tract161200

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3531 N KOSTNER AVE, CHICAGO, IL 60641-3808
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2023Warranty Deed, Transfer · Conventional Mortgage
BAY EQUITY LLC
Apr 18, 2017Warranty Deed, Transfer · Conventional Mortgage
FIRST CENTENNIAL MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 14, 2023 · Amount on Record
Deed SaleJun 14, 2023 · Amount on Record
Prior SaleApr 18, 2017 · Amount on Record
Deed Document Number20236076
Record UpdatedOct 29, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateJun 14, 2023
Property Address3531 N KOSTNER AVE, CHICAGO, IL 60641-3808
Document Number0016506076
Instrument DateJun 6, 2023
Instrument2316506076
Transaction TypeTransfer
Record UpdatedJun 26, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$395.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3531 N KOSTNER AVE, CHICAGO, IL 60641-3808

Mortgage

Document Number0016506077
DateJun 14, 2023
Instrument2316506077
Lender
NameBAY EQUITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053
Interest
Rate TypeFixed Rate
Rate6.12%

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateApr 18, 2017
Property Address3531 N KOSTNER AVE, CHICAGO, IL 60641-3808
Document Number1710855093
Instrument DateApr 10, 2017
Instrument10855093
Transaction TypeTransfer
Record UpdatedApr 26, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$258.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3531 N KOSTNER AVE CHICAGO IL 606413808, CHICAGO, IL 60641-3808

Mortgage

Document Number1710855094
DateApr 18, 2017
Instrument10855094
Lender
NameFIRST CENTENNIAL MTG
TypeMortgage Company
AddressAURORA, IL 60506
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 17, 2047
Interest
Rate TypeFixed Rate
Rate4.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$41,273 (+47.4%) Land $13,703 Building $27,570$412,730 (+47.4%) Land $137,030 Building $275,700
2023$5,227.00 (+3.04%)
2022$5,073.00 (+1.93%)$28,000 (-) Land $11,025 Building $16,975$280,000 (-) Land $110,250 Building $169,750
2021$4,977.00 Homeowner's exemption$28,000 Land $11,025 Building $16,975$280,000 Land $110,250 Building $169,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 850 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Fiber
1,500 / 1,500
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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