3531 Hudson Rd, Osseo, MI 49266 Property Records

Hillsdale County property record for 3531 Hudson Rd, Osseo, MI 49266

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,339 sqft · built 1950
Lot Size	0.299 acres (13,024 sqft)
Owner	Individual Name on File
Last Sale	$199,900 (Jun 2026)
Tax Bill	$416 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-006-400-030-06-7-2`

Property Details

APN / Parcel Number

Primary APN	`12-006-400-030-06-7-2`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,339 sqft Living Area
1st Floor Area	1,339 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Lot Area	13,024 sqft (0.299 acres)
Lot Dimensions	165 ft deep x 79 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3531 HUDSON RD
City	OSSEO
State	MI
Zip	49266-9631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM S1/4 COR SEC 6 TH N 022'37E ALG N-S1/4 LN 1504.96 FT TH S 8807'33E ALG R/W ST HWY M-34 215 FT TO POB TH S 8807'37E ALG S
Legal Range	02W
Legal Township	07S
Legal Section	06
Legal Subdivision	False
Jurisdiction	HILLSDALE MI
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1014
Census Tract	51000

Owner

Source: Hillsdale County records · APN 12-006-400-030-06-7-2

Assessment roll updated August 4, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	439 PARKWOOD DR, JONESVILLE, MI 49250-1024
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jun 02, 2026	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN MI BANK AND TRUST
Jun 05, 2026	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN MI BANK AND TRUST
Feb 06, 2026	Warranty Deed, Transfer MIKE PETTS
Feb 07, 2018	Warranty Deed, Transfer · Conventional Mortgage GVC MORTGAGE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 05, 2026 · Amount on Record
Deed Sale	Jun 05, 2026 · Amount on Record
Prior Sale	Feb 06, 2026 · Amount on Record
Deed Document Number	2026623627
Deed Book / Page	1923 / 608
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Recording Date	Jun 02, 2026
Property Address	3531 HUDSON RD, OSSEO, MI 49266-9631
Document Number	0000623583
Book / Page	1923 / 378
Instrument Date	Jun 01, 2026
Instrument	2026623583
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common, 169
Address	439 PARKWOOD DR, JONESVILLE, MI 49250-1024

Mortgage

Document Number	0000623583,
Date	Jun 02, 2026
Book Page	1923/378
Instrument	2026623583

Lender

Name	SOUTHERN MI BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Jun 05, 2026
Property Address	3531 HUDSON RD, OSSEO, MI 49266-9631
Document Number	0000623627
Book / Page	1923 / 608
Instrument Date	Jun 01, 2026
Instrument	2026623627
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$173,633.14
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	439 PARKWOOD DR, JONESVILLE, MI 49250-1024

Mortgage

Document Number	0000623583,
Date	Jun 05, 2026
Instrument	2026623583

Lender

Name	SOUTHERN MI BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Feb 06, 2026
Property Address	3531 HUDSON RD, OSSEO, MI 49266-9631
Document Number	001914/485
Book / Page	1914 / 485
Instrument Date	Feb 06, 2026
Transaction Type	Transfer
Record Updated	Feb 17, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$712.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3531 HUDSON RD # 5580, 5580, OSSEO, MI 49266-9631

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2595 LINDSEY RD, JACKSON, MI 49201-9768

Mortgage

Document Number	001914/488
Date	Feb 06, 2026
Book Page	1914/488

Lender

Name	MIKE PETTS
Type	Private Party
Address	3531 HUDSON RD, OSSEO, MI 49266

Agreement

Amount	Amount Recorded

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Feb 07, 2018
Property Address	3531 HUDSON RD, OSSEO, MI 49266-9631
Document Number	01680/0509
Book / Page	1680 / 0509
Instrument Date	Feb 06, 2018
Transaction Type	Transfer
Record Updated	May 03, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$713.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3531 HUDSON RD, 3531, OSSEO, MI 49266-9631

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11411 S HILLSDALE RD, HILLSDALE, MI 49242-9121

Mortgage

Document Number	0001680510
Date	Feb 07, 2018
Instrument	1680/510

Lender

Name	GVC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2048

Tax Assessment & Valuation

Source: Hillsdale County records · Assessment roll updated August 4, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Jefferson Township
Unified School District	Hillsdale Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$416.00 (-72.72%)	$57,700 (+14.03%)	$115,320 (+13.93%) Land $10,428 Building $104,892
2024	$1,525.00 (+8.62%)
2023		$50,600	$101,218 Land $6,636 Building $94,582
2021	$1,404.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsdale County (26059C), as of February 19, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 31 locations within half a mile of this property.

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