3531 High Dr, Saint Ann, MO 63074 Property Records

St. Louis County property record for 3531 High Dr, Saint Ann, MO 63074

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 806 sqft · built 1956
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$73,000 (Sep 2017)
Tax Bill	$2,682 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13M-52-1943`

Property Details

APN / Parcel Number

Primary APN	`13M-52-1943`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	806 sqft Living Area
1st Floor Area	792 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	68 ft deep x 68 ft wide
Terrain	Above Road/Slope
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	396 sqft
Balcony Area	14 sqft
Canopy	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3531 HIGH DR
City	SAINT ANN
State	MO
Zip	63074-2405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	72R1
Legal Description	RESUB LOTS 1-2 ROCK ROAD TERR AMENDED LOTS 39 & 40 & PT VACATED SUNSET HILL DR 12 14 81
Legal Subdivision	RESUB LOTS 1-2 ROCK ROAD TERR AMENDED
Legal Block	19
Legal Lot Number	39-40
Jurisdiction	ST LOUIS MO
Township / Civil Division	AIRPORT
Census Block Group	2
Census Block	2008
Census Tract	214800

Owner

3531 High Dr is owned and occupied by an individual who bought it in September 2017.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	3531 HIGH DR, SAINT ANN, MO 63074-2405
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 8, 2017	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2017 · Amount on File
Deed Sale	Sep 8, 2017 · Amount on File
Prior Sale	Jul 21, 2015 · Amount on File
Deed Document Number	201727
Deed Book / Page	22686 / 233
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	3531 HIGH DR, SAINT ANN, MO 63074-2405
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3531 HIGH DR, SAINT ANN, MO 63074-2405

Mortgage

Document Number	0253460046
Date	Jan 28, 2022
Book Page	25346/46
Instrument	2022012800010

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	308 Months
Due	Sep 1, 2047

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 8, 2017
Property Address	3531 HIGH DR, SAINT ANN, MO 63074-2405
Document Number	0226860233
Book / Page	022686 / 000233
Instrument Date	Aug 31, 2017
Instrument	27
Transaction Type	Transfer
Record Updated	Nov 15, 2017
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3531 HIGH DR ST ANN MO 630742405, ST ANN, MO 63074-2405

Mortgage

Document Number	226860236
Date	Sep 8, 2017
Book Page	022686/000236
Instrument	28

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 7, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3531 High Dr was $2,682, up 18.5% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	St. Ann City
Unified School District	Pattonville R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,860 (-) Land $7,620 Building $21,240	$151,900 (-) Land $40,100 Building $111,800
2025	$2,682.00 (+18.52%)	$28,860 Land $7,620 Building $21,240	$151,900 Land $40,100 Building $111,800
2024	$2,263.00 (+1.25%)
2023	$2,235.00 (+24.1%)	$24,510 (+30.58%) Land $7,620 Building $16,890	$129,000 Land $40,100 Building $88,900
2022	$1,801.00	$18,770 Land $6,760 Building $12,010
2021			$98,800 Land $35,600 Building $63,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3531 High Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1983–1986)
Most Recent Claim	Oct 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3531 High Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 603 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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