3531 Earl Dr, Santa Clara, CA 95051 Property Records

Santa Clara County property record for 3531 Earl Dr, Santa Clara, CA 95051

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,618 sqft · built 1956
Lot Size	0.128 acres (5,555 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,500,000 (Nov 2024)
Tax Bill	$29,710 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2024 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`220-16-034`

Property Details

APN / Parcel Number

Primary APN	`220-16-034`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,618 sqft Living Area
Gross Area	1,240 sqft
1st Floor Area	1,240 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,555 sqft (0.128 acres)
Lot Dimensions	101 ft deep x 55 ft wide
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3531 EARL DR
City	SANTA CLARA
State	CA
Zip	95051-1910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 1453 LAWRENCE MEADOWS BOOK 71 PAGE 42 PAGE 43 LOT 202
Legal Subdivision	LAWRENCE MEADOWS
Legal Tract	1453
Legal Lot Number	202
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1002
Census Tract	505305

Owner

Source: Santa Clara County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3531 EARL DR, SANTA CLARA, CA 95051-1910
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMIERCA NA
Mar 27, 2024	Deed of Trust, Mortgage · Line of Credit MISSION CITY FEDERAL CU
Mar 6, 2024	Deed of Trust, Mortgage · Commercial Mortgage MISSION CITY FEDERAL CU
Jul 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2024 · Amount on Record
Deed Sale	Nov 21, 2024 · Amount on Record
Deed Document Number	202425733491
Prior Transfer Date	Dec 16, 2011
Prior Transfer Doc	0021501629
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 16, 2026
Property Address	3531 EARL DR, SANTA CLARA, CA 95051-1910
Document Number	0026004926
Instrument Date	Jun 10, 2026
Instrument	202626004926
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3531 EARL DR, SANTA CLARA, CA 95051-1910
Investor	Possibly a Property Investor

Mortgage

Document Number	0026004926,
Date	Jun 16, 2026
Instrument	202626004926

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3531 EARL DR, SANTA CLARA, CA 95051-1910
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3531 EARL DR, SANTA CLARA, CA 95051-1910

Mortgage

Document Number	0025615064
Date	Mar 27, 2024
Instrument	25615064

Lender

Name	MISSION CITY FEDERAL CU
Address	1391 FRANKLIN ST, SANTA CLARA, CA 95050

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 26, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3531 EARL DR, SANTA CLARA, CA 95051-1910
Transaction Type	Mortgage
Record Updated	Mar 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3531 EARL DR, SANTA CLARA, CA 95051-1910

Mortgage

Document Number	0025606155
Date	Mar 6, 2024
Instrument	25606155

Lender

Name	MISSION CITY FEDERAL CU
Address	1391 FRANKLIN ST, SANTA CLARA, CA 95050

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 15, 2034

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3531 EARL DR, SANTA CLARA, CA 95051-1910
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024527779
Date	Jul 7, 2020
Instrument	24527779

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Santa Clara City
Unified School District	Santa Clara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$29,710.00 (+2,265.45%)	$2,500,000 (+2,354.2%) Land $1,870,000 Building $630,000
2023	$1,256.00 (+1.37%) Homeowner's exemption	$101,866 Land $27,276 Building $74,590
2022	$1,239.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA CLARA serves 134,587 people · EPA ID CA4310012
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 818 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Sail Internet, Verizon.

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