3531 Cliff Dr, Fort Smith, AR 72903 Property Records

Sebastian County property record for 3531 Cliff Dr, Fort Smith, AR 72903

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,025 sqft · built 2005
Lot Size	0.713 acres (31,058 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Sep 2020)
Tax Bill	$2,520 (2026)
Deeds & Mortgages	Sep 2020 Sale Jan 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16941-0009-00005-00`

Property Details

APN / Parcel Number

Primary APN	`16941-0009-00005-00`
Alternative APN	`43527`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,025 sqft Living Area
Gross Area	2,769 sqft
1st Floor Area	2,025 sqft
Basement Area	156 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	31,058 sqft (0.713 acres)
Lot Dimensions	275 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	588 sqft
Driveway	Concrete Driveway
Driveway Area	1,520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	207 sqft
Deck Area	Deck Area
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	43527
Street Address	3531 CLIFF DR
City	FORT SMITH
State	AR
Zip	72903-5920
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK 5
Legal Range	32
Legal Township	08
Legal Section	27
Legal Subdivision	SEBASTIAN HILLS
Legal Block	5
Legal Lot Number	9
Jurisdiction	SEBASTIAN AR
Township / Civil Division	UPPER
Census Block Group	3
Census Block	3000
Census Tract	1201

Owner

Source: Sebastian County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3531 CLIFF DR, FORT SMITH, AR 72903-5920
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2020	Warranty Deed, Transfer GUARDIAN ABSTRACT AND TITLE COMPANY, GUARANTY ABSTRACT & TITLE CO
Jan 29, 2018	Special Warranty Deed, Transfer · Line of Credit BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2020 · Amount on Record
Deed Sale	Sep 29, 2020 · Amount on Record
Prior Sale	Jan 29, 2018 · Amount on Record
Deed Document Number	202023641
Transfer Doc	0467001390
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Sep 29, 2020
Property Address	3531 CLIFF DR, FORT SMITH, AR 72903-5920
Document Number	2020F23641
Instrument Date	Sep 28, 2020
Instrument	2020F-23641
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	GUARDIAN ABSTRACT AND TITLE COMPANY, GUARANTY ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Tax	$693.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4501 S R CIR, FORT SMITH, AR 72903-3165

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3531 CLIFF DR, FORT SMITH, AR 72903-5920

January 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Jan 29, 2018
Property Address	3531 CLIFF DR, FORT SMITH, AR 72903-5920
Document Number	2018F02109
Instrument Date	Jan 26, 2018
Instrument	2018F-02109
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	GUARDIAN ABSTRACT AND TITLE COMPANY, GUARANTY ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	723 GARRISON AVE, FORT SMITH, AR 72901-2403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4501 S R CIR, FORT SMITH, AR 72903-3165

Mortgage

Document Number	2018F02110
Date	Jan 29, 2018
Instrument	2018F-02110

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 26, 2019

Tax Assessment & Valuation

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Sebastian County
Municipality	Fort Smith City
Unified School District	Fort Smith Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,520.00 Homeowner's exemption	$60,145 (-) Land $15,000 Building $45,145	$300,725 (-) Land $75,000 Building $225,725
2025	$2,520.00 (+27.59%) Homeowner's exemption	$60,145 (+45.49%) Land $15,000 Building $45,145	$300,725 (+45.49%) Land $75,000 Building $225,725
2023	$1,975.00 (-17.71%)	$41,340 (-) Land $12,000 Building $29,340	$206,700 (-) Land $60,000 Building $146,700
2022	$2,400.00	$41,340 Land $12,000 Building $29,340	$206,700 Land $60,000 Building $146,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 1, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Arkansas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Dobson Fiber, Right Fiber.

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