St. Charles County property record for 3531 Chervil Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,524 sqft · built 2001 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $303,000 (Aug 2026) |
| Tax Bill | $3,695 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Oct 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T020800029 |
| Primary APN | T020800029 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,524 sqft Living Area |
| Gross Area | 3,564 sqft |
| 1st Floor Area | 1,524 sqft |
| Basement Area | 1,512 sqft |
| Finished Basement | 1,000 sqft |
| Unfinished Basement | 512 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 110 sqft |
| Patio Area | 264 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T020800029 |
|---|---|
| Street Address | 3531 CHERVIL DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-6800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PROVIDENCE PK LOT 6 |
| Legal Subdivision | PROVIDENCE PK |
| Legal Lot Number | 6 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 311147 |
Source: St. Charles County records · APN T020800029
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3531 CHERVIL DR, SAINT CHARLES, MO 63303-6800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Aug 05, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE |
| Oct 17, 2022 | Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| May 23, 2022 | Warranty Deed, Transfer TRUSTED TITLE AND CLOSING LLC, TRUSTED TITLE & CLOSING LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 05, 2026 · Amount on Record |
| Deed Sale | Aug 05, 2026 · Amount on Record |
| Prior Sale | Oct 17, 2022 · Amount on Record |
| Deed Document Number | 202637094 |
| Prior Transfer Date | Aug 08, 2002 |
| Prior Transfer Doc | 0029850957 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 05, 2026 |
| Property Address | 3531 CHERVIL DR, SAINT CHARLES, MO 63303-6800 |
| Document Number | 0000037094 |
| Instrument Date | Aug 03, 2026 |
| Instrument | 202637094 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3531 CHERVIL DR, SAINT CHARLES, MO 63303-6800 |
| Investor | Possibly a Property Investor |
| Document Number | 0000037095, |
|---|---|
| Date | Aug 05, 2026 |
| Instrument | 202637095 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 17, 2022 |
| Property Address | 3531 CHERVIL DR, SAINT CHARLES, MO 63303-6800 |
| Document Number | 0000056527 |
| Map Reference | MB 37 PG 363 |
| Instrument Date | Oct 13, 2022 |
| Instrument | 2022R-056527 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094 |
| Name | Verified Name |
|---|---|
| Address | 3531 CHERVIL DR, SAINT CHARLES, MO 63303-6800 |
| Document Number | 0000056528 |
|---|---|
| Date | Oct 17, 2022 |
| Instrument | 2022R-056528 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 23, 2022 |
| Property Address | 3531 CHERVIL DR, SAINT CHARLES, MO 63303-6800 |
| Document Number | 0000029017 |
| Map Reference | MB 37 PG 369 |
| Instrument Date | May 19, 2022 |
| Instrument | 2022R-029017 |
| Transaction Type | Transfer |
| Record Updated | Jul 01, 2026 |
| Title Company | TRUSTED TITLE AND CLOSING LLC, TRUSTED TITLE & CLOSING LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $61,524 (-) | $323,812 (-) Land $70,000 Building $253,812 | |
| 2025 | $3,695.00 (+6.55%) | $61,524 (+9.83%) | $323,812 (+9.83%) Land $70,000 Building $253,812 |
| 2024 | $3,468.00 | ||
| 2023 | $56,015 | ||
| 2022 | $294,818 Land $55,000 Building $239,818 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 526 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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