3531 Cameo Dr, Unit 99, Oceanside, CA 92056 Property Records

San Diego County property record for 3531 Cameo Dr, Unit 99, Oceanside, CA 92056

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,297 sqft · built 1992
Lot Size	1.81 acres (78,973 sqft)
Owner	Individual Name on Record
Last Sale	$679,000 (Nov 2025)
Tax Bill	$5,550 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Nov 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`165-113-29-03`

Property Details

APN / Parcel Number

Primary APN	`165-113-29-03`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,297 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Condo/Apartment
Lot Area	78,973 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	3531 CAMEO DR, 99
City	OCEANSIDE
State	CA
Zip	92056-6389
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD-2
Legal Description	LOT 4 US 99PER DOC91-034550&UND INT IN TR 012527
Legal Subdivision	DEL ORO HILLS
Legal Tract	012527
Legal Block	1
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	18517

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3531 CAMEO DR, 99, OCEANSIDE, CA 92056-6389
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 12, 2025	Intrafamily Transfer, Transfer WESTERN RESOURCES TITLE
Feb 10, 2023	Intrafamily Transfer, Transfer
May 23, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2025 · Amount on Record
Deed Sale	Nov 12, 2025 · Amount on Record
Prior Sale	May 23, 2018 · Amount on Record
Deed Document Number	2025319458
Prior Transfer Date	Oct 30, 1993
Prior Transfer Doc	0000841984
Record Updated	Oct 29, 2026

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 12, 2025
Property Address	3531 CAMEO DR UNIT 99, 99, OCEANSIDE, CA 92056-6389
Document Number	0000319458
Map Reference	MAP 12527
Instrument Date	Oct 28, 2025
Instrument	2025-0319458
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	WESTERN RESOURCES TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3531 CAMEO DR UNIT 99, 99, OCEANSIDE, CA 92056-6389

Mortgage

Document Number	0000319459
Date	Nov 12, 2025
Instrument	2025-0319459

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 12, 2025
Property Address	3531 CAMEO DR UNIT 99, 99, OCEANSIDE, CA 92056-6389
Document Number	0000319457
Map Reference	MAP 12527
Instrument Date	Oct 22, 2025
Instrument	2025-0319457
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	WESTERN RESOURCES TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3531 CAMEO DR UNIT 99, 99, OCEANSIDE, CA 92056-6389

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 10, 2023
Property Address	3531 CAMEO DR UNIT 99, 99, OCEANSIDE, CA 92056-6389
Document Number	0000034967
Map Reference	MAP 12527
Instrument Date	Feb 2, 2023
Instrument	2023-0034967
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	1532 ROBLE GRANDE LN, ALPINE, CA 91901-3082

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 23, 2018
Property Address	3531 CAMEO DR UNIT 99, 99, OCEANSIDE, CA 92056-6389
Document Number	0000209152
Instrument Date	Apr 24, 2018
Instrument	209152
Transaction Type	Transfer
Record Updated	May 30, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$445.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10566 MATINAL CIR SAN DIEGO CA 921271266, SAN DIEGO, CA 92127-1266

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$679,000 (+47.35%) Land $416,220 Building $262,780
2025	$5,550.00 (+4.82%)	$460,814 (+4.04%) Land $282,474 Building $178,340
2023	$5,295.00 (+1.42%)	$442,922 Land $271,506 Building $171,416
2022	$5,221.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Western tribal government · serves 296 people · EPA ID 090605008
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: FiberFirst, GeoLinks, Verizon.

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