3531 Cactus Creek Dr, Spring, TX 77386 Property Records

Montgomery County property record for 3531 Cactus Creek Dr, Spring, TX 77386

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,023 sqft · built 2004
Lot Size	0.133 acres (5,782 sqft)
Owner	Individual Name on File
Last Sale	$255,200 (Sep 2019)
Tax Bill	$4,285 (2025)
Deeds & Mortgages	Sep 2019 Mortgage May 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3283-02-08600`

Property Details

APN / Parcel Number

Primary APN	`3283-02-08600`
Alternative APN	`R320601`

Interior

Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,023 sqft Living Area
Gross Area	2,443 sqft
1st Floor Area	2,023 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,782 sqft (0.133 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	25 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3531 CACTUS CREEK DR
City	SPRING
State	TX
Zip	77386-2924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S328302 - CANYON GATE AT LEGENDS RANCH 02, BLOCK 2, LOT 34
Legal Subdivision	CANYON GATE AT LEGENDS RANCH 02
Legal Block	2
Legal Lot Number	34
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1010
Census Tract	692006

Owner

3531 Cactus Creek Dr is owned and occupied by an individual who bought it in September 2019.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	3531 CACTUS CREEK DR, SPRING, TX 77386-2924
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2019	Vendor's Lien, Transfer · Conventional Mortgage WELLS FARGO BANK NA
May 14, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
May 14, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2019 · Amount on File
Deed Sale	Sep 11, 2019 · Amount on File
Prior Sale	May 14, 2019
Deed Document Number	201984370
Prior Transfer Date	Sep 9, 2019
Prior Transfer Doc	0000084370
Record Updated	Oct 29, 2026

September 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Sep 11, 2019
Property Address	3531 CACTUS CREEK DR, SPRING, TX 77386-2924
Document Number	0000084370
Map Reference	CAB V SH 82
Instrument Date	Sep 9, 2019
Instrument	2019084370
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	OLD REPUBLIC NATL TTL INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3531 CACTUS CREEK DR, SPRING, TX 77386-2924
Investor	Possibly a Property Investor

Mortgage

Document Number	0000084371
Date	Sep 11, 2019
Instrument	2019084371

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY TX
Recording Date	May 14, 2019
Property Address	3531 CACTUS CREEK DR, SPRING, TX 77386-2924
Document Number	0000040440
Instrument Date	May 9, 2019
Instrument	40440
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3531 CACTUS CREEK DR SPRING TX 773862924, SPRING, TX 77386-2924

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY TX
Recording Date	May 14, 2019
Property Address	3531 CACTUS CREEK DR, SPRING, TX 77386-2924
Document Number	0000040441
Instrument Date	May 9, 2019
Instrument	40441
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2523 BROAD TIMBERS DR SPRING TX 773735013, SPRING, TX 77373-5013

Tax Assessment & Valuation

The 2025 property tax bill for 3531 Cactus Creek Dr was $4,285 with a homeowner's exemption, down 10.8% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,000 (-) Land $29,500 Building $251,500	$281,000 (-) Land $29,500 Building $251,500
2025	$4,285.00 (-10.84%) Homeowner's exemption	$281,000 (-2.22%) Land $29,500 Building $251,500	$281,000 (-8.85%) Land $29,500 Building $251,500
2024	$4,806.00 (+10.38%) Homeowner's exemption	$287,375 (+1%) Land $29,500 Building $278,775	$308,275 (+1.43%) Land $29,500 Building $278,775
2023	$4,354.00 Homeowner's exemption	$261,250 Land $29,500 Building $274,420	$303,920 Land $29,500 Building $274,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3531 Cactus Creek Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 66 policies
Nearby Flood Policies	66 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · Hurricane Ike

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3531 Cactus Creek Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 89 serves 4,761 people · EPA ID TX1700717
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 868 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Ezee Fiber.

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