3531 Bethlehem Rd, Old Fort, NC 28762 Property Records

McDowell County property record for 3531 Bethlehem Rd, Old Fort, NC 28762

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,344 sqft · built 1988
Lot Size	3.89 acres (169,710 sqft)
Owner	2 Individual Names on File
Last Sale	$221,000 (Dec 2019)
Tax Bill	$1,819 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0667-00-07-8626`

Property Details

APN / Parcel Number

Primary APN	`0667-00-07-8626`
Alternative APN	`71458`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,344 sqft Heated Area
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2018
Exterior Material	Logs
Roof Type	Gambrel
Roof Material	Metal
Lot Area	169,710 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	71458
Street Address	3531 BETHLEHEM RD
City	OLD FORT
State	NC
Zip	28762-5736
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	3.896 AC TRACT 1 PB 33/24
Legal Subdivision	TRACT 3
Legal Tract	1
Legal Lot Number	6
Jurisdiction	MCDOWELL NC
Township / Civil Division	CROOKED CREEK
Census Block Group	3
Census Block	3029
Census Tract	970800

Owner

3531 Bethlehem Rd, a rural home, is owned and occupied by two individuals who bought it in December 2019.

Source: McDowell County records, as of September 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	3531 BETHLEHEM RD, OLD FORT, NC 28762-5736
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2022	Deed of Trust, Mortgage · FHA Mortgage COMMUNITY LOAN SERVICING LLC
Dec 20, 2019	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 14, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2019 · Amount on File
Deed Sale	Dec 20, 2019 · Amount on File
Deed Document Number	0001296334
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	3531 BETHLEHEM RD, OLD FORT, NC 28762-5736
Transaction Type	Mortgage
Record Updated	Mar 3, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3531 BETHLEHEM RD, OLD FORT, NC 28762-5736

Mortgage

Document Number	0013880476
Date	Feb 21, 2022
Book Page	1388/476
Instrument	2022001008

Lender

Name	COMMUNITY LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	3531 BETHLEHEM RD, OLD FORT, NC 28762-5736
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012960337
Date	Dec 20, 2019
Book Page	1296/0337
Instrument	2019006321

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Nov 14, 2019
Property Address	3531 BETHLEHEM RD, OLD FORT, NC 28762-5736
Document Number	0012920736
Book / Page	001292 / 000736
Instrument Date	Nov 14, 2019
Instrument	5605
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3531 BETHLEHEM RD OLD FORT NC 287625736, OLD FORT, NC 28762-5736

Tax Assessment & Valuation

The 2025 property tax bill for 3531 Bethlehem Rd was $1,819.

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,819.00	$268,420 Land $35,000 Building $233,420
2023	$1,819.00	$268,420 Land $35,000 Building $233,420	$268,420 Land $35,000 Building $233,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3531 Bethlehem Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3531 Bethlehem Rd is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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