3531 Ave B, Council Bluffs, IA 51501 Property Records

Pottawattamie County property record for 3531 Ave B, Council Bluffs, IA 51501

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 992 sqft · built 1994
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Jun 2026)
Tax Bill	$3,188 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`7544 28 482 002`

Property Details

APN / Parcel Number

Primary APN	`7544 28 482 002`
Alternative APN	`000 035 270 010186 001 000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	992 sqft Base Area
1st Floor Area	992 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	120 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	128 sqft

Exterior Amenities

Patio Area	224 sqft
Shed	1 Shed
Shed Area	128 sqft
Lean-To	85 sqft

Location & Zoning

Street Address	3531 AVENUE B
City	COUNCIL BLUFFS
State	IA
Zip	51501-1856
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	FERRY ADD LT 23 & W1/2 LT 22 BLK 21
Legal Range	44W
Legal Township	75N
Legal Section	28
Legal Subdivision	FERRY ADDITION
Legal Block	21
Legal Lot Number	22,23
Jurisdiction	POTTAWATTAMIE IA
Township / Civil Division	KANE
Census Block Group	2
Census Block	2011
Census Tract	30401

Owner

Source: Pottawattamie County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3531 AVENUE B, COUNCIL BLUFFS, IA 51501-1856
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERICAN NATION BANK
Jun 10, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Oct 24, 2025	Quit Claim Deed, Transfer SERVICELINK CRS, SERVICELINK LLC
Jul 7, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERICAN NATION BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2026 · Amount on Record
Deed Sale	Jun 10, 2026 · Amount on Record
Prior Sale	Oct 24, 2025 · Amount on Record
Deed Document Number	20266563
Prior Transfer Date	Oct 15, 2025
Prior Transfer Doc	0000011977
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POTTAWATTAMIE IA
Property Address	3531 AVENUE B, COUNCIL BLUFFS, IA 51501-1856
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/10709
Date	Jul 7, 2021
Book Page	2021/10709

Lender

Name	AMERICAN NATION BANK
Type	Bank
Address	OMAHA, NE 68114

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POTTAWATTAMIE IA
Recording Date	Jun 10, 2026
Property Address	3531 AVENUE B, COUNCIL BLUFFS, IA 51501-1856
Document Number	0000006563
Instrument Date	May 27, 2026
Instrument	20266563
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	HOMETOWN ABSTRACT INC, HOMETOWN ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46,783.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3531 AVENUE B, COUNCIL BLUFFS, IA 51501-1856

Mortgage

Document Number	0000006564,
Date	Jun 10, 2026
Instrument	20266564

Lender

Name	FIRST NATIONAL BANK OF OMAHA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POTTAWATTAMIE IA
Recording Date	Oct 24, 2025
Property Address	3531 AVENUE B, COUNCIL BLUFFS, IA 51501-1856
Document Number	0000011977
Instrument Date	Oct 15, 2025
Instrument	2025-11977
Transaction Type	Transfer
Record Updated	Jun 19, 2026
Title Company	SERVICELINK CRS, SERVICELINK LLC

Transaction

Amount	Amount Recorded
Tax	$132.80
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3531 AVENUE B, COUNCIL BLUFFS, IA 51501-1856

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POTTAWATTAMIE IA
Property Address	3531 AVENUE B, COUNCIL BLUFFS, IA 51501-1856
Transaction Type	Mortgage
Record Updated	Jul 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021
Date	Jul 7, 2021
Book Page	2021/10709

Lender

Name	AMERICAN NATION BANK
Type	Bank
Address	OMAHA, NE 68114

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Pottawattamie County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Pottawattamie County
Municipality	Council Bluffs City
Unified School District	Council Bluffs Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$192,500 (-) Land $32,400 Building $160,100	$192,500 (-) Land $32,400 Building $160,100
2025	$3,188.00	$192,500 (+14.24%) Land $32,400 Building $160,100	$192,500 (+14.24%) Land $32,400 Building $160,100
2024	$3,188.00 (-33.95%)
2023		$168,500 Land $28,200 Building $140,300	$168,500 Land $28,200 Building $140,300
2021	$4,827.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	33 (1982–2019)
Claims Outside the SFHA	33 of 33
Most Recent Claim	Oct 2019 · other causes
Claims by Event	Severe Storms And Flooding, Jun 2019 · 8 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jun 2014 · 8 claims Flooding, Jul 2011 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COUNCIL BLUFFS WATER WORKS serves 64,447 people · EPA ID IA7820080
Water Source	Surface water
Last State Inspection	May 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Great Plains Communications, Western Iowa Wireless.

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