3530 Via Flores, Soquel, CA 95073 Property Records

Santa Cruz County property record for 3530 Via Flores, Soquel, CA 95073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,363 sqft · built 1963
Lot Size	0.129 acres (5,619 sqft)
Owner	Individual Name on File
Tax Bill	$2,381 (2025)
Deeds & Mortgages	Jul 2021 Reverse Mortgage Jun 2021 Reverse Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`030-294-03`

Property Details

APN / Parcel Number

Primary APN	`030-294-03`
Alternative APN	`030-294-03-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,363 sqft Living Area
Gross Area	1,809 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	5,619 sqft (0.129 acres)
Garage Type	Attached
Garage Area	446 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3530 VIA FLORES
City	SOQUEL
State	CA
Zip	95073-2545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Subdivision	TRACT 341 MAIN STREET SOQUEL
Legal Lot Number	13
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1038
Census Tract	122001

Owner

3530 Via Flores is owned and occupied by an individual.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	3530 VIA FLORES, SOQUEL, CA 95073-2545
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Jun 10, 2021	Intrafamily Transfer, Transfer · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Apr 22, 2021	Intrafamily Transfer, Transfer
Jan 5, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 5, 2021	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	3530 VIA FLORES, SOQUEL, CA 95073-2545
Transaction Type	Mortgage
Record Updated	Jul 28, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3530 VIA FLORES, SOQUEL, CA 95073-2545

Mortgage

Document Number	0000037940
Date	Jul 16, 2021
Instrument	2021-0037940

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.17%
Type Change Date	Jul 1, 2021
Change Frequency	Annually
Index	1-Year CMT
Max Rate	8.17%

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 10, 2021
Property Address	3530 VIA FLORES, SOQUEL, CA 95073-2545
Document Number	0000032164
Map Reference	VOL 38 PG 37
Instrument Date	May 17, 2021
Instrument	2021-0032164
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3530 VIA FLORES, SOQUEL, CA 95073-2545
Investor	Possibly a Property Investor

Mortgage

Document Number	0000032165
Date	Jun 10, 2021
Instrument	2021-0032165

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.17%
Type Change Date	Jul 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 22, 2021
Property Address	3530 VIA FLORES, SOQUEL, CA 95073-2545
Document Number	0000023131
Map Reference	VOL 38 PG 37
Instrument Date	Apr 4, 2021
Instrument	2021-0023131
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3530 VIA FLORES, SOQUEL, CA 95073-2545
Investor	Possibly a Property Investor

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 5, 2021
Property Address	3530 VIA FLORES, SOQUEL, CA 95073-2545
Document Number	0000000508
Instrument Date	Dec 23, 2020
Instrument	508
Transaction Type	Transfer
Record Updated	Jan 21, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3530 VIA FLORES SOQUEL CA 950732545, SOQUEL, CA 95073-2545

January 2021: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 5, 2021
Property Address	3530 VIA FLORES, SOQUEL, CA 95073-2545
Document Number	0000000507
Instrument Date	Dec 23, 2020
Instrument	507
Transaction Type	Transfer
Record Updated	Jan 21, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3530 VIA FLORES SOQUEL CA 950732545, SOQUEL, CA 95073-2545

Tax Assessment & Valuation

The 2025 property tax bill for 3530 Via Flores was $2,381 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,246 (+2%) Land $21,190 Building $55,056
2025	$2,381.00 Homeowner's exemption	$74,750 Land $20,774 Building $53,976
2023	$2,042.00 (+4.08%) Homeowner's exemption	$71,848 Land $19,968 Building $51,880	$1,262,970
2022	$1,962.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3530 Via Flores in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	25 (1982–2023)
Claims Outside the SFHA	2 of 25
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 11 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims Severe Storms & Flooding, Feb 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3530 Via Flores is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Etheric Networks.

Nearby Properties on Via Flores

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures