Morgan County property record for 3530 Spears Rd, Madison, GA 30650 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,062 sqft · built 2003 |
| Lot Size | 5.42 acres (236,531 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $35,000 (Dec 2001) |
| Tax Bill | $2,899 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 030 081 |
| Primary APN | 030 081 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,062 sqft Heated Area |
| 1st Floor Area | 1,842 sqft |
| Basement Area | 1,415 sqft |
| Finished Basement | 1,415 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 236,531 sqft (5.42 acres) |
| Garage Area | 440 sqft |
| Porch | Open Porch |
| Porch Area | 78 sqft |
| Deck Area | 408 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 9203 |
|---|---|
| Street Address | 3530 SPEARS RD |
| City | MADISON |
| State | GA |
| Zip | 30650-4493 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COBBLE RIDGE PLANTATION PHASE 1 LOT 2 |
| Legal Subdivision | COBBLE RIDGE PLANTATION |
| Legal Phase | 01 |
| Legal Lot Number | 2 |
| Jurisdiction | MORGAN GA |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1119 |
| Census Tract | 10301 |
Source: Morgan County records · APN 030 081
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3530 SPEARS RD, MADISON, GA 30650-4493 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 07, 2001 · Amount on Record |
| Deed Sale | Dec 07, 2001 · Amount on Record |
| Deed Document Number | 0000289983 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN GA |
| Property Address | 3530 SPEARS RD, MADISON, GA 30650-4493 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3530 SPEARS RD, MADISON, GA 30650-4493 |
| Document Number | 0000000649/0000000606 |
|---|---|
| Date | Jul 22, 2020 |
| Book Page | 0000000649/0000000606 |
| Name | LOAN DEPOT COM |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
Source: Morgan County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,899.00 (+7.09%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $166,381 (+25.42%) Land $44,743 Building $121,638 | $415,952 (+25.42%) Land $111,858 Building $304,094 |
| 2023 | $2,707.00 (-7.2%) Homeowner's exemption | $132,663 (+11.22%) Land $35,794 Building $96,869 | $331,659 (+11.23%) Land $89,486 Building $242,173 |
| 2022 | $2,917.00 Homeowner's exemption | $119,275 Land $26,846 Building $92,429 | $298,187 Land $67,115 Building $231,072 |
Source: FEMA National Flood Hazard Layer, Morgan County (13211C), updated January 26, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Moderate above 45% of the US · above 45% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,205 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 3 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fixed Wireless | 25 / 6 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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