3530 S Cheryl Dr, Flagstaff, AZ 86005 Property Records

Coconino County property record for 3530 S Cheryl Dr, Flagstaff, AZ 86005

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,568 sqft · built 2004
Lot Size	0.347 acres (15,111 sqft)
Owner	2 Company Names on File
Last Sale	$590,000 (Jun 2017)
Tax Bill	$5,103 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`112-39-046`

Property Details

APN / Parcel Number

Primary APN	`112-39-046`
Alternative APN	`R0044533`

Interior

Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,568 sqft Living Area
1st Floor Area	1,815 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Bi-Level
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	15,111 sqft (0.347 acres)
Garage Type	Built-in
Garage Area	914 sqft

Exterior Amenities

Porch	Slab
Porch Area	88 sqft
Deck Area	Deck Area
Patio Area	638 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0044533
Street Address	3530 S CHERYL DR
City	FLAGSTAFF
State	AZ
Zip	86005-9012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: UNIVERSITY HIGHLANDS UNIT 06 LOT: 372 SIXTEENTH: SW QUARTER: SW SECTION: 29 TOWNSHIP: 21N RANGE: 07E
Legal Subdivision	UNIVERSITY HIGHLANDS UNIT 06
Legal Lot Number	372
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	1
Census Block	1006
Census Tract	1101

Owner

3530 S Cheryl Dr is owned by a company that bought it in June 2017.

Source: Coconino County records, as of June 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	3530 S CHERYL DR, FLAGSTAFF, AZ 86005-9012
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2019	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA
Jun 28, 2017	Warranty Deed, Transfer · Conventional Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2017 · Amount on File
Deed Sale	Jun 28, 2017 · Amount on File
Prior Sale	Jun 21, 1995 · Amount on File
Deed Document Number	20173788630
Prior Transfer Date	Jun 1, 1995
Prior Transfer Doc	0000016274
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	3530 S CHERYL DR, FLAGSTAFF, AZ 86005-9012
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003839434
Date	Apr 15, 2019
Instrument	3839434

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	PHOENIX, AZ 85004

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Jun 28, 2017
Property Address	3530 S CHERYL DR, FLAGSTAFF, AZ 86005-9012
Document Number	0003788630
Instrument Date	Jun 2, 2017
Instrument	3788630
Transaction Type	Transfer
Record Updated	Nov 20, 2017
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	601 E PICCADILLY DR #127 FLAGSTAFF AZ 860015970, 127, FLAGSTAFF, AZ 86001-5970

Mortgage

Document Number	3788631
Date	Jun 28, 2017
Instrument	3788631

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3530 S Cheryl Dr was $5,103.

Source: Coconino County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Municipality	Flagstaff City
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,494 (+5.31%) Land $16,109 Building $94,385
2025	$5,103.00	$104,921 (-9.85%)	$1,049,209 Land $161,092 Building $888,117
2024		$116,390 Land $16,109 Building $100,281
2023	$4,723.00 Homeowner's exemption		$1,163,897 Land $161,092 Building $1,002,805

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3530 S Cheryl Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1993–2004)
Most Recent Claim	Dec 2004 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Dec 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3530 S Cheryl Dr is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 54% of Arizona
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLAGSTAFF serves 79,796 people · EPA ID AZ0403008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Bluespan Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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